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^A^l         SPECIAL  REGULATIONS  NO.  72 
8^ 


ALLOTMENTS,  FAMILY  ALLOWANCES, 
COMPENSATION,  AND  INSURANCE 


UNDER 


WAR  RISK  INSURANCE  ACT 


AND 


ACT  OF  MARCH  2.  1899,  AS  AMENDED  BY  PUBLIC 

NO.  66.  SIXTY-FIFTH  CONGRESS 

(Section  VI,  Bulletm  No.  61,  W.  D..   1917) 


WASHINGTON 

GOVERNMENT  PRINTING  OFHCE 

1918 


ocj  50  60  OGiH 


SPECIAL  REGULATIONS  Xo.  72. 


WAR  DEPARTMENT, 
Washington,  February  28,  1918. 
The  following  regulations  and  instructions  relative  to  the  ad- 
ministration of  the  war  risk  insurance  act  and  allotments  of 
pay   under  the   act  of  Congress   approved   March   2,   1899,   as 
amended,  by  Public,  Xo.  66,  Sixty-fifth  Congress   (Section  VI, 
Bulletin  No.  61,  War  Department,  1917),  in  the  Army  are  pub- 
lished for  the  information  and  guidance  of  all  concerned. 
[004.61,  A.  G.  O.] 
Bv  ORDER  OF  THE  SECRETARY  OF  WaR  : 

JOHN  BIDDLE, 
Major  General,  Acting  Chief  of  i<tuff. 
Official  : 

H.  P.  McCain, 

The  Adjutant  General. 

3 


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http://www.archive.org/details/allotmentsfamilyOOunitiala 


TABLE  OF  CONTENTS. 


Paragraphs. 

Skction   I.  General    provisions 1-9 

II.  Preparation    and    disposition    of   application.^ 
for     allotments     and     insurance     and     for 

changes  and  discontinuance  of  allotments 10-19 

III.  Pay  rolls,  pay  accounts,  and  abstracts  of  allot- 
ments    20-24 

IV.  Allotments  and  family  allowances  under  war 

risk  insurance  act 25-42 

V.  Allotments   under   act   of   Congress   approved 

Mar.  2.  1899,  as  amended 43-49 

YI.  Compensation  for  death  or  disal)ility HO-Gl 

YII.  Insurance G2-G7 


ALLaTMENTS,  FAMILY  ALLOWANCES,  COMPENSA- 
TION, AND  INSUKANCE. 


SECTION    I. 

GENERAL  PROVISIONS. 

Paragraph. 

Articles  of  war  risk   insurance  act 1 

Classification  of  allotments 2 

Establishment  and  administration  of  Bureau  of  War  Risk   Insur- 
ance   3 

War  Department  cooperation  with  Treasury  Department 4 

Rulings  and  decisions  of  bureau  govern 5 

Channels  of  communication  within  the  Army  and  to  and  from  the 

bureau 6 

Reports  in  case  of  death,  discharge,  appointments,  or  desertion 7 

Terms  used  in  the  war  risk  insurance  act,  and  decision  No.  1,  relat- 
ing to  definition  of  "pay" 8 

Punishment  for  fraud 9 

1.  Articles  of  war  risk  insurance  act. — The  act  to  authorize 
the  establishment  of  a  Bureau  of  War  Risk  Insurance  in  the 
Treasury  Department,  approved  October  G,  1917,  is  separated 
into  four  articles : 

Article  I  (sections  1-26),  general  provisions. 

Article  II  (sections  200-210),  allotments  and  family  allow- 
ances. 

Article  III  (sections  300-314),  compensation  for  death  or  dis- 
ability. 

Article  IV  (sections  400-405),  insurance. 

•2.  Classification  of  allotments. — Allotments  are  classified  as 
follows : 

Class  A.  Compulsory  allotments  imder  war  risk  insurance  act 
to  dependent  relatives  of  Class  A,  paragraphs  28-32. 

Clcss  B.  Voluntary-  allotments  under  war  risk  insurance  act  to 
dependent  relatives  of  Class  B,  paragraphs  33-34. 

Class  C.  Government  insurance  premiums  under  war  risk  in- 
surance act,  paragraphs  62-64. 

Class  D.  Allotments  under  war  risk  insurance  act  for  the 
payment  of  premiums  on  insurance  policies  held  in  private  com- 
panies, societies,  or  organizations,  paragraph  66. 

7 


8  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

Class  E.  Allotments  under  the  act  of  Congress  approved 
March  2,  1899,  as  amended  bj-  later  acts,  approved  March  2, 
1901,  and  October  6,  1917,  paragraphs  43-49. 

3.  Establishment  aiid  admiuistration  of  Bureau  of  T>'ar 
Risk  Insurance. — The  war  risk  insurance  act  established  in 
the  Treasury  Department  a  Bureau  of  AVar  Risk  Insurance 
composed  of  a  Division  of  Marine  and  Seamen's  Insurance  and 
a  Division  of  Military  and  Naval  Insurance.  The  general  ad- 
ministration of  the  act  is,  by  section  13,  vested  in  the  Treasury 
Department,  through  the  director  of  the  bureau,  provision  being 
made  in  section  1.5  for  the  cooperation  of  other  departments  of 
tlie  Government.     The  sections  referred  to  ai'e  as  follows: 

Sec.  13.  That  the  dii'ector,  .subject  to  the  general  direction 
of  the  Secretary  of  the  Treasury,  shall  administer,  execute, 
and  enforce  tlie  provisions  of  this  act,  and  for  that  purpose 
have  full  power  and  authority  to  make  rules  and  regula- 
tions, not  inconsistent  with  the  provisions  of  this  act,  neces- 
sary or  appropriate  to  carry  out  its  purposes,  and  shall 
decide  all  questions  arising  under  the  act,  except  as  other- 
wise provided  in  sections  five  and  four  hundred  and  five. 

Wherever  under  any  provision  or  provisions  of  the  Act 
regulations  are  directed  or  authorized  to  be  made,  such 
regulations,  unless  the  context  otherwise  recjuires,  shall  or 
may  be  made  by  the  director,  subject  to  the  general  direc- 
tion of  the  Secretary  of  the  Treasury.  The  director  shall 
adopt  reasonable  and  proper  rules  to  govern  the  procedure 
of  the  divisions,  to  regulate  the  matter  of  the  compensation, 
if  any,  but  in  no  case  to  exceed  ten  per  centum,  to  be  paid 
to  claim  agents  and  attorneys  for  sei'vices  in  connection 
with  any  of  the  matters  provided  for  in  articles  two,  three, 
and  four,  and  to  regulate  and  provide  for  the  nature  and 
extent  of  the  proofs  and  evidence  and  the  method  of  taking 
and  fui-nishing  the  same  in  order  to  establish  the  right  to 
benefits  of  allowance,  allotment,  compensation,  or  insurance 
provided  for  in  this  Act,  the  forms  of  application  of  those 
claiming  to  be  entitled  to  such  benefits,  the  method  of  ■nuk- 
ing investigations  and  medical  examinations,  and  the  man- 
ner and  form  of  adjudications  and  awards. 

Sec.  15.  *  *  *  The  director  may  obtain  such  informa- 
tion and  such  reports  from  oflicials  and  employees  of  Ihe 
departments  of  the  Government  of  the  United  States  and  of 


GENEEAL  PROVISIONS.  9 

the  States  as  may   be  agreed  upon  by  the  heads  of  the 

respective  departments. 
4.  War  Department  cooperation  with  Treasury  Depart- 
ment.— To  effect  cooperation  between  the  Treasury  Depart- 
ment and  the  War  Department,  the  latter  will  explain  to  the 
personnel  of  the  Army  their  privileges  and  duties  under  the 
act ;  supervise  the  preparation  of  applications  and  correct  those 
improperly  filled  out;  and,  transmit  to,  and  secure  from,  the 
personnel  of  the  Army,  information  and  data  required  by  the 
Treasury  Department  in  connection  with  the  administration  of 
the  act. 

6.  Rulings  and  decisions  of  bureau  govern. — Such  addi- 
tional regulations,  decisions,  and  rulings  relative  to  the  war 
risk  insurance  act  as  may  be  issued  by  the  director  of  the  bu- 
reau will  govern  all  concerned. 

6.  Channels  of  communication  within  the  Army  and  to 
and  from  the  bureau. — Except  as  otherwise  provided,  all  com- 
munications to  and  from  the  Bureau  of  War  Risk  Insurance 
concerning  the  administration  of  the  act  will  be  transmitted 
through  the  commander  of  the  department,  division,  recruiting 
depot,  or  port  of  embarkation  concerned.  Commands  ordinarily 
exempted  from  the  control  of  department  commanders  and  not 
enumerated  above,  will,  for  purposes  of  the  war  risk  insurance 
act,  be  considered  as  a  part  of  the  department  in  the  territorial 
limits  of  which  they  are  situated.  Communications  concerning 
personnel  stationed  in  Europe  will  be  transmitted  through  gen- 
eral headquarters,  American  Expeditionary  Forces.  Communi- 
cations relative  to  military  policy  or  Army  administration  will 
be  addressed  to  The  Adjutant  General  of  the  Army.  Com- 
munications relating  in  any  way  to  deceased  officers  or  enlisted 
men,  and  those  discharged  or  otherwise  separated  from  the  serv- 
ice, will  invariably  be  addressed  to  The  Adjutant  General  of 
the  Army,  except  as  provided  in  paragraph  7. 

7.  Eeports  in  case  of  death,  discharge,  appointments,  or 
desertion. — In  case  of  the  death,  discharge,  appointment  as 
commissioned  officer,  or  desertion  of  an  enlisted  man,  his  com- 
pany or  detachment  commander  will  report  such  fact  with  the 
date  of  death,  discharge,  or  desertion,  or  acceptance  of  appoint- 
ment direct  to  The  Adjutant  General  of  tlie  Army,  such  report 
to  he  sent  bp  telegram  if  death,  discharge,  or  desertion  occurs 
on  or  after  the  20th  of  the  month.  In  the  Philippine,  Hawaiian, 
and  Panama  Canal  Departments,  and  in  the  American  Expedi- 

41934°— 18 2 


10  REOTJLATIONS  FOR  WAR  RISE  INSURANCE. 

tionary  Forces,  the  reports  will  be  made  to  the  commanders  of 
these  departments  or  forces,  who  will  transmit  the  information 
to  The  Adjutant  General  of  the  Army  by  cable.  In  case  of 
death  this  report  will  show  the  amount  of  insurance  in  effect  at 
date  of  death.  The  Adjutant  General  will  at  once  notify  the 
Bureau  of  War  Rislc  Insurance  and  the  depot  quartermaster, 
Washington,  D.  C  In  Europe,  when  practicable,  the  report  of 
the  names  of  men  missing  will  be  separated  from  those  absent 
without  leave. 

8.  Terms  used  in  the  war  risk  insurance  act. — Section  22 
of  the  war  risk  insurance  act  reads  as  follows: 

Sec.  22.  That  for  the  purpose  of  this  amendatory   act 

the  marriage  of  tlie  claimant  to  the  person  on  account  of 

whom  the  claim  is  made  shall  be  shown — 

( 1 )  By  a  duly  verified  copy  of  a  public  or  church  record ; 
or 

(2)  By  the  afiidavit  of  the  clergyman  or  magistrate  wlio 
officiated;  or 

(3)  By  the  testimony  of  two  or  more  eyewitnesses  to  the 
ceremony ;  or 

(4)  By  a  duly  verified  copy  of  the  church  record  of  bap- 
tism of  the  children  ;  or 

(5)  By  the  testimony  of  two  or  more  witnesses  who  know 
that  the  parties  lived  together  as  husband  and  wife,  and 
were  recognized  as  such,  and  who  shall  state  how  long, 
within  their  knowledge,  such  relation  continued :  Provided, 
That  marriages,  except  such  as  are  mentioned  in  section 
forty-seven  liundred  and  five  of  the  Revised  Statutes,  shall 
be  proven  in  compensation  or  insurance  cases  to  be  legal 
marriages  according  to  the  law  of  the  place  where  the  par- 
ties resided  at  the  time  of  marriage  or  at  the  time  when 
the  right  to  compensation  or  insurance  accrued ;  and  the 
open  and  notorious  illicit  cohabitation  of  a  widow  who  is 
a  claimant  shall  operate  to  terminate  her  right  to  com- 
pensation or  insurance  from  the  conuiiencomcnt  of  such  co- 
habitation:  Provided  further,  That  for  the  purpose  of  the 
administration  of  Article  II  of  this  act  marriage  shall  be 
conclusively  presumed,  in  the  absence  of  proof,  that  there 
is  a  legal  spouse  living,  if  the  man  and  woman  have  lived 
together  in  the  openly  acknowledged  relation  of  husband 
and  wife  during  Ihe  two  years  immediately  preceding  the 
(late  of  the  declaration  of  war,  or  the  date  of  enlistment 


GENERAL  PROVISIONS.  U 

or  of  entrance  into  or  employment  in  active  service  in  tlie 
military  or  naval  forces  of  the  United  States  if  subsequent 
to  such  declaration. 

In  Articles  II,  III,  and  IV  of  this  act,  unless  the  context 
otherwise  requires — 

(1)  The  term  "child"  includes— 

(a)  A  legitimate  child. 

(b)  A  child  legally  adopted  more  than  six  months  before 
the  enactment  of  this  amendatory  act  or  before  enlistment 
or  entrance  into  or  employment  in  active  service  in  the  mili- 
tary or  naval  forces  of  the  United  States,  whichever  of  these 
dates  is  the  later. 

(c)  A  stepchild,  if  a  member  of  the  man's  household. 

(d)  An  illegitimate  child,  but,  as  to  father  only,  if  ac- 
knowledged by  instrument  in  writing  signed  by  him,  or  if 
he  has  been  judicially  ordered  or  decreed  to  contribute  to 
such  child's  support,  and  if  such  child,  if  born  after  De- 
cember thirty-first,  nineteen  hundred  and  seventeen,  shall 
have  been  born  in  the  United  States,  or  in  its  insular  pos- 
sessions. 

(2)  The  term  "grandchild"  means  a  child  as  above  de- 
fined of  a  child  as  above  defined. 

(3)  Except  as  used  in  section  four  hundred  and  one 
and  in  section  four  hundred  and  two  the  terms  "  child  " 
and  "  grandchild  "  are  limited  to  unmarried  persons  either 
(a)   under  eighteen  years  of  age,  or   (b)   of  any  age,  if 

insane,  idiotic,  or  otherwise  permanently  helpless. 

(4)  The  term  "  parent "  includes  a  father,  mother,  grand- 
father, grandmother,  stepfather,  and  stepmother,  either  of 
the  person  in  the  service  or  of  the  spouse. 

(5)  The  terms  "brother"  and  "sister"  include  brothers 
and  sisters  of  the  half  blood  as  well  as  those  of  the  whole 
blood,  stepbrothers  and  stepsisters,  and  brothers  and  sisters 
through  adoption. 

(6)  The  term  "commissioned  officer"  includes  a  war- 
rant officer,  but  includes  only  an  officer  in  active  service  in 
the  military  or  naval  forces  of  the  United  States. 

(7)  The  terms  "  man  "  and  "  enlisted  man  "  mean  a  per- 
son, whether  male  or  female,  and  whether  enlisted,  en- 
rolled, or  drafted  into  active  service  in  the  military  or 
naval  forces  of  the  United  States,  and  include  noncommis- 
sioned and  petty  officers,  and  members  of  training  camps 
authorized  by  law. 


IS  KEGTTLATIONS  FOR  WAR  RISK  INSURANCE. 

(8)  The  term  "  enlistment  "  includes  voluntary  enlistment, 
draft,  and  enrollment  in  active  service  in  the  military  or 
naval  forces  of  the  United  States. 

(9)  The  term  "commissioner"  means  the  commissioner 
of  military  and  naval  insurance. 

(10)  The  term  "  injury  "  includes  disease. 

(11)  The  term  "pay"  means  the  pay  for  service  in  the 
United  States  according  to  grade  and  length  of  service,  ex- 
cluding all  allowances. 

(12)  The  term  "military  or  naval  forces"  means  the 
Army,  the  Navy,  the  Marine  Corps,  the  Coast  Guard,  tlie 
Naval  Reserves,  the  National  Naval  Volunteers,  and  any 
other  branch  of  the  United  States  service  while  serving  pur- 
suant to  law  with  the  Army  or  the  Navy. 

Relative  to  paragraph  (11),  section  22,  quoted  above,  decision 
(T.  D.  6,  W.  R.),  Bureau  of  "War  Risk  Insurance,  Treasury 
Department,  reads  as  follows : 

(1)  Pay  in  the  Army  and  Marine  Corps  for  the  purpose  of 
the  act  of  October  6,  1917,  includes  («)  base  pay  with  the 
increase  thereof  granted  by  section  10  of  tlie  act  of  May 
18,  1917;  (ft)  continuous-service  pay;  and  excludes  all  other 
forms  of  pay,  such  as  extra-duty  pay,  pay  for  marksman- 
ship, rated  positions,  certificates  of  merit,  aviation  increase, 
foreign-service  pay. 
9.  Punishment  for   fraud. — The  attention   of  every   person 
making  claim  for  family  allowance,  compensation,  or  insurance 
will  be  directed  to  sections  2.1  and  26  of  the  act,  which  read  as 
follows : 

Sec.  25.  That  whoever  in  any  claim  for  family  allowance, 
compensation,  or  insurance,  or  in  any  document  require<l  by 
this  act  or  by  regulation  made  under  this  act,  makes  any 
statement  of  a  material  fact  knowing  it  to  be  false,  shall 
be  guilty  of  perjury  and  shall  be  jninished  by  a  fine  of  not 
more  than  .*?.'),000.  or  by  iniprisonnuMit  for  not  more  tlian  two 
years,  or  both. 

Sec.  2G.  That  if  any  person  entitled  to  payment  of  family 
allowance  or  compensation  imder  this  act.  whose  riglit  to 
such  payment  mider  this  act  ceases  upon  the  haititcnini:  of 
any  contingency,  thereafter  fraudulently  accepts  any  such 
payment,  he  shall  be  punished  by  a  fine  of  not  more  tlian 
!?2.0(X),  or  by  imiirisonment  for  not  more  than  one  year,  or 
both. 


SECTION  II. 

PREPARATION  AND  DISPOSITION  OF  APPLICA- 
TIONS FOR  ALLOTMENTS  AND  INSURANCE  AND 
FOR  CHANGES  AND  DISCONTINUANCE  OF  ALLOT- 
MENTS. 

Paragraph. 

Preparation  of  forms  and  channels  of  transmittal 10 

Report  of  commanders  upon  arrival  overseas 11 

Scrutiny  of  application  before  transmittal 1- 

Action  in  case  of  change  of  pay  of  enlisted  man  or  status  of  bene- 
ficiary   13 

Transmittal  of  application  for  insurance  of  oflicer 14 

Third  parties  making  application  for  insurance 15 

Discontinuance  of  allotments 10 

Notification  of  action  taken  on  application 17 

Notations  made  on  service  record 18 

Transmittal  of  record  in  case  of  transfer 19 

10.  Preparation  of  forms  and  channels  of  transmittal.— 

Forms  for  allotments  of  pay  and  applications  for  family  allow- 
ances and  insurance  of  enlisted  men  will  be  filled  out  and  signed 
in  duplicate  under  the  supervision  of  the  company  or  detach- 
ment commander,  who  will  forward  the  originals  to  the  divi- 
sion, department,  port  of  embarkation,  or  recruiting  depot  com- 
mander, as  the  case  may  be,  retaining  the  duplicates  for  file 
with  the  records  of  the  company  or  detachment.  The  division 
or  other  commander  to  whom  the  original  applications  are  for- 
warded will  cause  them  to  be  carefully  examined,  and  unless 
found  to  be  incomplete  or  improperly  executed,  will  transmit 
them  directly,  except  as  hereinafter  indicated,  with  letter  of 
transmittal  giving  the  name,  rank,  and  organization  of  each 
applicant,  to  the  Bureau  of  War  Risk  Insurance,  Washing- 
ton, D.  C,  or  to  the  depot  quartermaster,  Washington,  D.  C, 
in  case  of  Class  E  allotments.  (See  par.  45.)  When  an 
application  is  incomplete  or  improperly  executed,  it  will  be 
returned  to  the  company  or  detaclunont  commander  for  cor- 
rection before  transmittal  to  the  Bureau  of  War  Risk  Insur- 
ance or  to  the  Quartermaster  General.  Tlie  necessary  changes 
will  be  made  on  both  the  original  and  duplicate  copies.  In 
the   case   of  the   American   Expeditionary    Forces   in   Europe, 

13 


14  REGULATIONS  FOR  WAR  RISE  INSURANCE. 

the  war  risk  insurance  forms  will  be  filled  out  and  signed 
in  triplicate,  the  original  and  one  copy  to  be  forwarded  through 
the  division  commander  to  the  commanding  general,  American 
Expeditionary  Forces,  who  will  transmit  the  original  directly 
to  Bureau  of  War  Risk  Insurance,  Washington,  D.  C,  retain- 
ing the  copy  for  file  at  his  headquarters.  Allotment  blank 
forms,  1  B,  Bureau  of  War  Risk  Insiirance,  will  be  made  out  for 
every  enlisted  man  entering  the  service  of  the  United  States 
whether  he  has  dependent  relatives  or  not.  A  man  who  has 
no  dependents  will  be  required  to  sign  and  execute  the  form, 
filling  in  the  word  "  None  "  in  the  proper  spaces.  Form  No.  38, 
Quartermaster  Corps,  will  be  used  in  stating  Class  E  allotments, 
but  if  such  form  is  not  available,  the  allotment  may  be  made 
by  letter  (par.  45).  War  risk  insurance  forms  will  be  used  in 
all  other  cases.  Allotments  of  permanent  civilian  employees 
will  be  prepared  on  Form  No.  38,  Quartermaster  Corps,  and  for- 
warded to  division  or  other  commander,  as  prescribed  for  Class  E 
allotments  of  enlisted  men. 

11.  Report  of  commanders  upon  arrival  overseas. — When 
troops  arrive  overseas,  a  report  will  be  made  to  the  command- 
ing general,  American  Expeditionary  Forces,  by  the  command- 
ing oflicer  showing  the  number  of  officers  and  enlisted  men  that 
have  not  submitted  applications  for  insurance  or  family  allow- 
ance under  the  war  risk  insurance  act.  Organizations  will  not 
be  required  to  furnish  to  any  headquarters  or  war  risk  section 
in  France  any  copy  of  insurance  or  allotment  applications 
executed  prior  to  leaving  the  United  States. 

12.  Scrutiny  of  application  before  transmittal. — Before 
witnessing  a  Class  E  allotment  the  company  or  detachuioiit 
commander  will  satisfy  himself  that  the  allotment  is  not  made 
for  the  purpose  of  obtaining  an  advance  of  the  sohlier's  pay. 
\\'hen  a  bank  is  designated  as  allottee,  the  company  or  detach- 
ment conunander  will  furnish  the  bank  with  the  signature  of 
tlie  grantor,  and  also  inform  the  bank  of  the  amount  and  period 
of  allotment.  Such  commanding  officer  will  also,  if  possible, 
satisfy  himself  tliat  the  bank  name<l  has  an  existence. 

13.  Action  in  case  of  change  of  pay  of  enlisted  man  or 
status  of  beneficiary. — In  case  a  change  of  a  dependcTit  rela- 
tive or  beneficiary  affects  the  allotment  (Class  A  or  B),  the 
family  allowance,  or  the  insurance  the  company  or  detachment 
conunander  will  cause  a  new  form  to  be  prepared  and  for- 
wiirded    as    hereinbefore    providetl    for    original    applications, 


PREPARATION  AND  DISPOSITION,  ETC.  16 

showing  plainly  thereon  that  such  application  is  an  amend- 
ment to  application  previously  forwarded,  marking  the  new 
form  in  a  conspicuous  place  with  the  word  "  Change."  ( See 
par.  10.)  New  applications  will  not  be  forwarded  in  case  of 
changes  in  pay  status  of  enlisted  men,  the  amounts  shown  on 
the  abstracts  of  allotments  furnishing  all  necessary  information 
to  the  Bureau  of  War  Risli  Insurance. 

14.  Transmittal  of  application  for  insurance  of  officer. — 
The  original  application  of  an  officer  for  insurance  will  be  for- 
warded through  the  division  or  other  commander  to  the  Director 
of  the  Bureau  of  War  Risk  Insurance,  Washington,  D.  O.  In- 
structions for  preparation  and  disposition  of  forms  for  allot- 
ment of  pay  of  officers  are  contained  in  paragraph  44. 

15.  Third  parties  making  application  for  insurance. — 
Third  parties  can  not  make  insurance  applications  without 
authorization  by  officer  or  enlisted  man  making  such  i)erson  his 
agent  in  applying  for  such  insurance.  This  ruling  will  require 
that  in  those  cases  in  which  the  third  parties  have  applied  for 
such  insurance  the  officer  or  enlisted  man  must,  by  formal  or 
informal  writing,  authorize  such  person  as  his  agent.  Sub- 
sequent ratification  is  equivalent  to  previous  authorization. 
(Opinion  of  the  Attorney  General  of  the  United  States.) 

16.  Discontinuance  of  allotments. — Discontinuance  of  allot- 
ments under  the  war  risk  insurance  act  will  be  made  by  letter 
or  by  use  of  such  form  as  may  be  provided  for  the  purpose, 
such  discontinuance  to  be  sent  through  the  division  or  other 
commander  to  the  Bureau  of  War  Risk  Insurance,  but  Q.  M.  C. 
Form  No.  39  will  not  be  used  for  this  purpose.  Class  E  allot- 
ments (see  par.  48)  will  be  discontinued  on  Q.  M.  C.  Form  No. 
39,  which  will  be  forwarded  direct  to  the  depot  quartermaster, 
Washington,  D.  C. 

17.  Notification  of  action  taken  on  application. — Notifica- 
tion of  action  taken  by  the  Bureau  of  War  Risk  Insurance  with 
respect  to  war  risk  allotments,  family  allowances,  and  insur- 
ance applications  will  be  sent  to  the  division  or  other  com- 
mander from  whom  the  original  applications  were  received,  and 
by  the  latter  transmitted  through  the  company  or  detachment 
commander  to  the  individual  applicant,  proper  notation  being 
made  on  the  retained  copies  of  the  application.  Notification  of 
action  taken  on  discontinuance  of  Class  E  allotments  will  be 
forwarded  by  the  Depot  Quartermaster,  Washington,  D.  C, 
directly  to  company  or  detachment  commanders  in  case  of  en- 


16  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

listed  men,  and  in  case  of  officers  will  be  sent  directly  to  such 
officer.     (See  par.  48.) 

18.  Notations  made  on  service  record. — War  risk  allowances 
and  insurance  premiums  will  be  entered  on  page  7  of  the  sol- 
dier's service  record  in  space  provided  for  "  Clothing  settle- 
ments." On  separate  lines,  the  following  notations  will  be 
made,  leaving  a  vacant  line  under  each  notation  to  allow  for 
notice  of  discontinuance — 

Class  A  family  allowance.  $ per  month. 

Class  B  family  allowance,  $ per  month. 

Government  insurance  premiums,  $ per  month. 

Private  insurance  premiums,  $ per  month — 

as  the  case  may  be.  Class  E  allotments  will  be  entered  in 
space  provided  for  allotments  at  the  bottom  of  page  7,  interpo- 
lating the  words  "  Class  E  "  before  "Allotments  "  in  the  heading. 

19.  Transmittal  of  record  in  case  of  transfer. — When  an 
enlisted  man  is  transferred  or  detached  from  his  company,  all 
papers  pertaining  to  his  allotments  or  insurance  will  be  for- 
warded with  the  service  record  to  his  new  company  or  detach- 
ment commander,  a  list  of  the  papers  so  forwarded  being  en- 
tered on  the  retained  copy  of  the  indorsement  on  the  service 
record.  When  any  person,  other  than  an  enlisted  man  or  a 
commissioned  officer,  having  an  allotment  running,  is  trans- 
ferred, the  papers  relating  to  such  allotment  will  be  forwarded 
with  letter  of  transmittal  to  the  new  station  of  its  allotter. 


SECTION  III. 

PAY   ROLLS,   PAY   ACCOUNTS,   AND   ABSTRACTS    OF 
ALLOTMENTS. 

Paragraph. 

Additional  columns?  on  pay  roll 20 

Insurance    premiums 21  - 

Entries    in    case   allotments   and   other    charges    exceed    pay    for 

month 22 

Allotments  and  insurance  premiums  <jf  officers 2S 

Abstracts  of  allotments 24 

20.  Additional  columns  on  pay  I'oll. — Feuding  the  prepara- 
tion of  a  new  form  of  pay  roll,  six  narrow  columns  will  be  ruled 
oa  the  right  side  of  tlie  column  for  "  liemarlvs  "  on  tlie  present 
pay  roll  and  headed,  respectively,  "  Class  A  allowances,"  "  Class 
A  allotments,"  "Class  B  allowances,  "Class  B  allotments." 
"  Insurance  premiums,"  and  "  Class  E  allotments."  In  the 
cdiumn  headed  "Class  A  allowances"  company  and  detach- 
ment commanders  will  enter  the  estimated  Class  A  allowances 
from  information  given  on  the  war  risk  insurance  application 
form.  In  the  column  headed  "  Class  A  allotments  "  the  settling 
quartermasters  will  enter  the  amounts  of  allotments  based  on  the 
allowances  shown  in  the  column  headed  "  Class  A  allowances." 
In  the  column  headed  "Class  B  allowances."  the  company  and 
detachment  commanders  will  enter  the  estimated  amounts  of 
r'lass  B  allowances  from  information  furnished  by  Treasury 
Department  application  form.  In  the  column  headed  "Class 
B  allotments  "'  the  settling  quartermaster  will  enter  the  amounts 
of  allotments  for  Class  B  based  on  the  amounts  given  in  tlie 
column  headed  "  Class  B  allowances."  In  the  column  headed 
"  Class  E  allotments "  company  and  detachment  commanders 
will  enter  the  amount  of  allotments  made  on  Q.  M.  C.  Form  No. 
M8  under  old  Army  allotment  system.  No  explanatory  entry  in 
column  <jf  "  Remarks  "  is  necessary  except  in  the  case  of  a 
charge  or  credit  to  correct  an  error  on  a  previous  roll. 

21.  Insurance  premiums. — The  monthly  premium  for  Gov- 
ernment insurance  will  l)e  entered  on  pay  rolls  in  the  colttmn 
headed    "  Insurance   premiums,"    no    explanatory    entry    being 

41934°— 18 3  17 


18  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

made  in  the  column  of  "  Remarks  "  except  in  case  of  eiTor  on  a 
pi-evious  roll  and  as  indicated  below.  Care  should  be  taken  by 
the  officer  preparing  the  roll  that  the  premium  is  Increa.sed  on 
the  anniversary  of  the  date  insurance  became  effective.  (See 
also  rules  relating  to  prorating  insurance  premiums,  par.  63.) 

In  the  case  of  an  enlisted  man  who  has  made  a  Class  I) 
allotment  for  the  payment  of  premium  in  private  companies, 
societies,  or  associations,  the  sum  of  such  allotment  and  the 
Government  insurance  premium  (Class  C),  if  any,  will  be  en- 
tered in  the  column  headed  "  Insurance  premiums,"  the  amount 
for  each  inirpose  being  stated  in  the  column  of  "  Remarks." 

Class  C  allotments  for  Government  insurance  premiums  and 
Class  D  allotments  for  the  payment  of  pi-ivate  insurance  premi- 
ums will  be  withheld  from  pay  by  the  paying  olficer  and  not 
treated  as  collections. 

22.  Eutries  in  ease  allotments  and  other  charges  exceed 
pay  for  month. — In  the  case  of  an  enlisted  man  against  whom 
cliarges  may  be  made  on  the  pay  roll  for  post  exchange,  courts- 
niartial  tines,  etc.,  which,  with  his  allotment  or  allotments,  more 
than  absorb  his  pay,  the  proper  entries  will  he  made  on  the  pay 
)-(ills  monthly  until  the  paying  quartermaster  can  collect  all 
due  and  pay  a  balance  to  the  soldier. 

23.  Allotments  and  insurance  premiums  of  officers.— Com- 
i.iissioned  officers  will  note  on  their  monthly  pay  accounts  the 
amounts  of  Class  E  allotments  and  allotments  for  insurance  pre- 
miums (Class  C  and  Class  D)  in  the  followiu!:;  manner: 

(a)  Allotments  other  than  for  the  payment  of  in.surance 
premiums  :  "  Deduct  for  allotment  .$ "  ; 

(b)  Premium  on  Government  insurance:  "Deduct  for 
insurance  premium  $ "  ; 

(c)  Allotments  to  the  Bureau  of  War  Risk  Insurance  for 
the  payment  of  pr<>mium  on  insurance  in  private  companies, 
societies,  and  associations :  "  Deduct  for  allotment  for  pri- 
vate insurance  premium  $ " 

21.  Abstracts  of  allotments.- — All  disbursing  officers  paying 
commissioned  officers,  enlisted  men,  or  permanent  civilian  em- 
ployees will  prepare  abstracts  of  allotments  and  insurance  pre- 
miums on  Form  No.  G.  Q.  M.  C,  in  triplicate,  one  copy  to  bo 
forwarded  with  original  account  current,  one  filed  witli  re- 
tained account  current,  and  one  to  be  forwarded  direct  to  tlie 
IJiiroau   of  War  Risk  Insuraiu-e.  Waslnngtou.   D.  C.,  oi-  to  the 


PAY  ROUS,  PAY  ACCOUNTS,  AND  ABSTRACTS.  19 

depot  quartermaster,  Washinsxton,  D.  C,  in  case  of  Class  E 
allotments.  War  Department  disbursing  officers  with  the 
American  Expeditionary  Forces  will  prepare  an  additional  al)- 
.stract  of  all  allotments  and  insurance  premiums  and  forward 
it  directly  to  the  Quartermaster  General.  In  all  cases  the  copies 
of  abstracts  for  the  War  Risk  Insurance  lUireau  and  the  Quar- 
termaster General  will  be  plainly  marked  in  such  a  manner  as 
to  show  the  office  or  bureau  for  which  they  are  intended — that 
is.  "  For  Bureau  of  War  Ilisk  Insurance  "  and  "  For  Quarter- 
master General."  Separate  abstracts  will  be  prepared  for  Class 
A  allotments,  Class  B  allotments,  insurance  premiums,  and 
("lass  E  allotments.  These  abstracts  should  be  headed  with  the 
same  title  that  heads  the  appropriate  columns  on  the  pay  roll — 
that  is.  "  Class  A  allotments,"  "  Class  B  allotments,"  "  Insurance 
premiums,"  and  "Class  E  allotments." 

In  the  case  of  an  enlisted  man  who  has  made  a  Class  D  allot- 
ment the  abstract  will  show  separately  the  amount  of  such 
allotment  and  the  amount  of  the  Government  insurance  pre- 
iniiuns,  if  any. 


SECTION  IV. 

ALLOTMENTS    AND    FAMILY    ALLOWANCES    UNDER 
WAR,  RISK  INSURANCE  ACT. 

Paragraph. 

Limitation  of  allotments  under  the  act 2."i 

Article  II  of  the  act  applies  to  "  enlisterl  men" 2<> 

Persons  included  or  excluded  in  term  "enlisted   lui  u  '" 27 

Class  A   allotments  provided   for 2S 

Commencement  of  Class  A  allotments 2!) 

Class  A  allotments  immune  from  forfeiture  by  sente-ui-e  oi'  rourts- 

martial .'!"• 

Class  A  allotments — children  in  custody  of  divorced  wife  provided 

for — exemption    therefrom :!1 

Class  A  allotments  Avhen  base  pay  is  loss  than  $.'!<> ",2 

Class  B,  C,  and  D  allotments  provided  for ;;:; 

Commencement  of  Class  B  allotments ."4 

Keport  required  for  eniisted  men  on  nonpay  starus :!.", 

Family  allowances  provided  for :>(; 

IJestriction  on  family  allowances :;7 

Amount  of  Class  B  allotment  prescribed  as  a  condition   to   i.ii:iily 

allowance •'i'^ 

Limitations  on  allowances  to  members  of  Class  K .'SO 

Apportionment  of  allotments  and  allowances  between   ini'inl)ers   of 

('lasses   A  and    B 4n 

Payments  made  by  Bureau  of  War  Risk  Insurance -H 

Investigation  by  Ijureau  befcire  award  of  family  aliowaurc 42 

(See  also  "Reports  in  caso  of  death,  discharge,  appointm(>nts,  or  de-;cr- 
tion,  ■  in  par.  7.) 

25.  Limitation  of  allotments  under  the  act. — From  .unl 
;ifT(>r  I  lie  dntp  of  KH-eipt  of  tlioso  ]-<'t;ul:itions.  allot  int'iits  iiiulor 
the  war  risk  insurance  act  will  be  limited  to  Class  A  or  compul- 
sory iillotiiu'iirs :  Chiss  P>.  or  voluntary  allotments,  for  the  heup- 
tit  of  (leiiemlent  rehitives  of  Cla.ss  B;  Chiss  C.  i>r  (idvoniinoin 
insurauee  jiremimii  alioniu'iits :  nnd.  T'lass  1».  or  allotincius  for 
the  iMi.vnient  <>f  i»reniiuiiis  on  policies  held  in  private  companies. 
>«ocieties,  or  organizations.  Class  B  allotment  will  not  exceed 
20 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,  ETC.  21 

the  amount  prescribed  in  paragraph  37  as  a  condition  to  secur- 
ing family  allowance  for  the  dependent  relatives  of  Class  l\. 
If  the  soldier  desires  to  make  further  alh»tinents  to  dependeni 
relatives  of  Class  A  or  Class  B,  such  allotments  will  be  made 
under  the  provisions  of  the  act  of  ^March  2,  1890,  as  amended, 
desi.!;,'nated  as  Class  E  allotments,  using  Q.  M.  C.  Forni  No.  38. 
(See  Sec.  V.) 

26.  Article  II  of  the  act  applies  to  "  enlisted  men." — Sec- 
tion 200,  Article  11,  of  the  act  states: 

That  the  provisions  of  this  article  shall  apply  to  all  en- 
listed men  in  the  military  or  naval  forces  of  the  United 
States. 
Paragraph  (7),  section  22,  quoted  in  paragraph  8  of  these  regu- 
lations, defines  the  term  "  enlisted  man." 

27.  Persons  included  or  excluded  in  term  "enlisted 
men." — Relative  to  section  22,  Decisions  (T.  D.  7,  AV.  11.,  and 
T.  D.  8,  W.  R.)  of  the  Bureau  of  War  Risk  Insurance,  Treasury 
Department,  read  us  follows: 

Persons  included : 

(1)  Field  clerks,  Quarter  ma  stey-'s  Corpn:  Field  clerks, 
Quartei-master's  Corps,  are  within  the  terms  of  the  act  as 
enlisted  men. 

(2)  Army  field  clerks:  Army  field  clerks  have  the  same 
military  status  as  iield  clerks.  Quartermaster's  Corps,  and 
are  within  the  terms  of  the  act  as  enlisted  men. 

(3)  Members  of  training  camps:  Memberh-  of  training 
camps  who  ai"e  enlisted  men  are  within  the  terms  of  the  a.-t. 

(4)  Students  in  aviation-  camps:  Students  in  aviation 
camps  wlio  are  enlisted  men  are  within  the  terms  of  Hie  aci. 

(5)  Medical  officers,  Public  Health  Service:  Officers  of 
the  Public  Health  Service  when  detailed  for  duty  witli  the 
Army  or  the  Navy  are  within  the  terms  of  the  act  as  officers 
in  the  active  service  of  the  United  States.  (See  Decision 
No.  3  (8)  as  to  "  contract  surgeons.") 

(6)  Male  nurses,  enlisted:  Male  nurses  who  are  enlistcnl 
men  of  the  Medical  Department  are  within  the  terius  of 
the  act.  ( But  see  Decision  No.  3  (9)  as  to  civilians  employed 
as  "contract  nurses.'") 

(7>  Hcfircd  officers  or  men  ordered  to  arfire  dntii:  CMli- 
cers  and  men  on  the  retired  list  wiio  ai-e  ordtM-ed  m  a<tive 
<hity  by  the  \\'ar  Department  or  the  Navy  Department  are 
in  active  service  :;iid  are  witliir.  the  terms  of  the  act. 


22  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

(8)  Personnel  oj  Lighthouse  Service:  The  personnel  of 
the  Lighthouse  Service  transferred  to  tlie  service  and  juris- 
diction of  tlie  War  and  tlie  Navy  Departments  by  Executive 
Order  pursuant  to  tlie  act  of  Au^'ust  29,  1016,  are  within  the 
terms  of  the  act  of  October  6,  1917. 
Persons  excluded : 

(1)  Cadets  at  West  Point  and  midshipmen  at  Aunaijolis: 
(Jadets  at  West  Point  and  midshipmen  at  Annapolis  who 
are  not  assigned  to  active  service  are  not  within  the  terms 
of  the  act. 

(2)  Cadets  and  cadet  engineers,  Coast  Guard:  Cadets  at 
the  Coast  Guard  Academy  and  cadet  engineers  in  the  (.'oast 
(iuard  who  are  not  a.ssigned  to  active  service  are  not  within 
the  terms  of  the  act. 

(3)  Russian  Railicay  Service  Corps:  Men  in  the  Tlu^sian 
Kailway  Service  Corp.s  are  not  within  the  terms  of  ihe  act. 

(4)  Draftsmen  in  Engineer  Corps:  Draftsmen  in  rln>  En- 
gineer Corps  ar(>  civilian  employees  in  the  Military  E>ial)- 
lishment  obtained  by  the  department  through  the  civil 
service  and  are  not  within  the  terms  of  the  act. 

(.5)  Field  clerks,  Engineer  Corps:  The  so-called  lield 
clerks  in  the  Engineer  Corps  are  civilian  employees  who 
have  no  military  status.  They  are  not  within  the  terms  of 
the  act. 

(6)  Civilian  field  clerks.  Signal  Co<rps:  Civilian  held 
clerks.  Signal  Corps,  are  civilian  employees  in  tlie  Military 
Establishment,  and  are  not  within  the  terms  of  the  act. 

(7)  Postal  agcnt'i  serving  in  Franc< :  Postal  agents  sent 
to  France  by  the  Post  Ollice  Depai'tment  to  handle  field 
mail  for  the  troops  are  civilian  employees  and  are  not 
within  the  terms  of  the  act. 

(8)  Contract  surgtons:  (Contract  surgeons  are  <'iviliiiii< 
tnider  employment  by  the  United  States  by  contract  1'-ir 
their  personal  services  as  me<lical  attendants  to  tlie  troujis 
and  are  not  within  the  terms  of  the  act.  ( .'^ee  Decision  NH. 
2   (5)   as  to  me<lical  odicers.  Public  Health  Service.) 

(9)  Contract  nurses:  Civilians  eniidoyed  as  "  r-diitrac;. 
nurses"  in  the  Army  or  the  Xavy  are  not  within  rlic  tciiu-: 
of  the  act.  (  P.ut  s(>e  Decision  .\o.  2  (fl)  as  to  cnlistod  nuile 
nurses. ) 

28.  riass  A  allotuients  provided  for. — Particular  attention 
is  directed  ti'  section  li<n  of  tlie  war  risk  insurance  act,  which 
reads  as  follows : 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,  ETC.  23 

Sec.  201.  That  allotment  of  pay  shall,  subject  to  the  con- 
ditions, limitations,  and  exceptions  liereinafter  specified,  be 
compulsory  as  to  wife,  a  former  wife  divorced  wlio  has 
not  remarried  and  to  Avhom  alimony  has  been  decreed,  and 
a  child,  and  voluntary  as  to  any  other  person ;  but  on  the 
written  consent  of  tlie  wife  or  former  wife  divorced,  sup- 
ported by  evidence  satisfactory  to  tlie  bureau  of  her  ability 
to  support  herself  and  the  childi'en  in  lier  custody,  the 
allotment  for  her  and  for  such  children  may  be  waived ; 
and  on  the  enlisted  man's  application  or  otherwise  for 
{jood  cause  shown,  exemption  from  the  allotment  may  be 
granted  upon  such  conditions  as  may  be  prescribed  by 
regulations. 

The  monthly  compulsory  allotment  shall  be  in  an  amount 
equal  to  the  family  allowance  hereinafter  specified  except 
that  it  shall  not  be  more  than  one-half  the  pay.  or  less 
than  .$1.5 ;  but  for  a  wife  livinj?  separate  and  apart  under 
couri:  order  or  written  agreement  or  for  a  former  wife 
divorced,  it  shall  not  exceed  the  amount  specified  in  the 
court  order,  decree,  or  written  agreement  to  be  paid  to  her. 
For  an  illegitimate  child,  to  whose  support  the  father  has 
been  judicially  ordered  or  decreed  to  contribute,  it  shall 
not  exceed  the  amount  fixed  in  the  order  or  decree. 

If  there  be  an  allotment  for  a  wife  or  child,  a  former 
wife  divorced  and  who  has  not  remarried  shall  be  entitled 
to  a   compulsory   allotment   only  out   of  the  difference,   if 
any,  between  the  allotment  for  the  wife  or  child  or  both 
and  one-half  of  the  pay. 
An  enlisted  man   making  application  for  exemprion  from  a 
Class  A  allotment  will  forward  his  application,  as  hereinbefore 
provided  in  case  of  original  application,  for  transmissi^m  to  the 
Director  of  the  Bureau  of  War  Risk  Insurance,  Washington. 
D.  C.     Such  application  will  be  accompanied  by  evidence,  in 
tlie  form  of  affidavits,  or  whatever  other  evidence  can  be  fur- 
nished in  support  of  the  claim  for  exemption. 

In  case  there  are  other  parties  who  have  knowledge  of  the 
cause  upon  which  claim  is  based  and  from  whom  affidavits  have 
not  been  obtained,  their  names  and  addresses  will  be  for\\arded 
together  with  other  documents. 

29.  Commencement  of  Class  A  allotments. — All  compulsory 
allotments  of  enlisted  men  in  tlia  service  on  November  1.  1917. 
begin  on  that  date,  whether  proper  forms  lia\e  been  executed 


24  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

or  not;  for  men  entering  the  service  after  tliat  date  tlie  iill<n- 
ments  begin  on  tlie  date  of  enlistment  and  will  be  i)roratod. 

30.  Class  A  allotmcuts  immune  from  forfeiture  by  sen- 
tence of  courts-martial. — CJoniitulsory  allotments  are  immune 
from  forfeiture  l).v  sentence  of  courts-martial.  (See  V6~i)l. 
A.  II.,  or  311,  Manual  Courts-Martial.) 

Treasurj-  Decision  11,  War  Risk,  reads,  in  part,  as  follows: 
(1)  CotnindHonj  allot iiientii. — If  a  man  is  enlisted  into  or 
discharged  fn»m  or  dies  in  the  military  or  naval  service 
of  the  United  Slates  within  any  month  the  c^tmpulsory  allot- 
ment to  be  made  from  his  pay  shall  be  prorated  in  accord- 
ance with  the  Government  salary  table.  Upon  the  haj>- 
pening  within  any  mouth  of  any  event  which  gives  rise  to. 
or  termina.tes,  or  iucrea.ses  or  decreases  the  ol)ligatiou  to 
make  a  compulsory  allotment,  the  compulsory  allotment 
shall  be  prorated  as  above  according  to  the  number  of  <!ays 
in  the  month  that  the  obligation  (or  the  increased  or  de- 
creased obligation)  to  make  a  compulsory  allotment  exlsteil. 
(8)  Fainily  ulloiranccs. — In  every  case  where  the  allot- 
ment (either  compulsory  or  voluntary)  is  oi-oratcd.  the 
family  allowance  shall  be  prorated  in  like  manner.  ISiii 
nothing  herein  sluUl  interfere  with  the  payment  of  the 
family  allowance  for  one  montli  after  the  enlisted  man  is 
lii.schai'ged  from  the  service  as  jirovideil  in  section  Uo4. 

31.  Class  A  allotments — Children  iu  custody  of  divorced 
wife  provided  for — Exemption  therefrom. — Treasury  Decision 
J).  War  llisk,  reads-  as  follows: 

An  enlisted  man  is  divorced  from  liis  wife  and  in  the 
decree  the  divorced  wife  is  given  custody  of  tlie  children 
!)ut  no  alimony  is  granted  for  tlie  sui>port  of  eitlier  tlie  wife 
or  the  children.  Is  the  enlisted  man  required  to  make  a 
compulsory  allotment  for  the  children? 

The  act  of  October  G,  1917.  stipulates  no  condition,  ex- 
cept waiver  or  exemption  under  section  2(tl.  upon  whicli 
the  children  of  an  enlisted  man  may  be  deprived  of  their 
right  to  an  allotment  from  hi.s  pay.  This  is  in  direct  con- 
trast to  the  right  <»f  a  ^\ife;  for  in  section  J(tl  it  is  expressly 
l»rovided  that  where  the  wife  is  divorced  the  allotment  for 
he:'  shall  not  exceed  the  amount  specitied  in  the  <leciee  lo 
be  paid  to  her.  As  to  a  divorcetl  wife,  therefore,  the  riLrhl 
to  share  iu  the  enlisted  man's  pay  is  terminated  ui)on  the 
issuance  of  a  decree  awarding  no  alimony.     The  act  con- 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,  ETC.         26 

tains  no  such  limitation,  liowever,  witli  respect  to  tlie  riglits 
of  tlie  children,  and  such  limitations  should  not  be  imposed 
unless  the  act  plainly  requires  it.  It  should  be  further 
noted  that  the  basis  of  the  right  to  an  allotment  is  essen- 
tially one  of  relationship,  and  that  while  the  relationship 
of  husband  and  wife  may  be  terminated  by  law  the  relation- 
ship of  father  and  child  can  not. 

The  enlisted  man  must  make  a  compulsory  allotment  for 
his  children  in  the  circumstances  stated,  unless  the  allot- 
ment is  waived  or  an  exemption  is  gi'anted  under  section 
201  of  the  act. 
Treasury  Decision  K).  War  Risk,  reads  as  follows: 

Section  201  of  the  act  of  October  6,  1917,  contains  the 
provision,  with  reference  to  the  compulsory  allotment,  tliai 
"  on  the  enlisted  man's  application  or  otherwise  for  good 
cause  shown,  exemption  from  the  allotment  may  be  granted 
vipon  such  conditions  as  may  be  prescril)ed  by  regulations." 

Section  13  contains  the  provision  that  "  wherever  under 
any  provision  or  provisions  of  the  act  regulations  are  di- 
rected or  authorized  to  be  made,  such  regulations,  unless 
the  context  otherwise  requires,  shall  or  may  be  made  by 
the  director,  subject  to  the  general  direction  of  the  Secre- 
tary of  the  Treasury." 

Under  the  authority  conferred  by  the  foregoing  provi- 
sions of  the  act,  the  following  regulation  is  issued  rebii- 
ing  to  exemption  from  the  compulsory  allotment  for  chil- 
dren where  they  are  in  cust(»dy  of  divorced  wife  and  mm 
alimony  granted  for  their  support,  under  section  201  of  tin- 
act  of  October  6.  1917  : 

Where  an  enlisted  man  is  divorced  fi-om  his  wife  and  in 
the  decree  the  divorced  wife  is  given  custody  of  tlie  cliil- 
dren  but  no  alimony  is  granted  for  the  support  either  of 
the  wife  or  of  the  children,  the  enlisted  man  may.  upon 
application  to  the  bureau,  be  exempted  from  the  comimlsory 
allotment.  The  application  shall  state  tlie  name  and  ad- 
dress of  the  divorced  wife  and  the  names  ami  addresses 
of  the  children  and  shall  be  supported  by  evidence  showing- 
good  (ause,  including  a  certified  copy  of  tlie  divorce  dt'crco 
and  such  other  informal  ion  as  the  bureau  may  j-e(|\iii'e. 
32.  Class  A  allotments  when  l)ase  pay  is  loss  than  SSO.— 
Section  201  has  been  interpreted,  in  the  case  where  a  soldier's 

41934°— 18 1 


26  REGULATIONS  FOR  WAR  RISK  INSURANCE 

pay  is  less  than  $30  per  month,  as  in  the  case  of  the  Philippine 
Scouts,  to  mean  that  one-lialf  of  the  pay  is  the  maximum 
amount  that  should  be  required  for  the  compulsory  allotment. 
(Letter.  I'ureau  of  W'nv  Risk  Insurance,  Dec.  2S.  1917.) 

33.  Class  IJ,  C,  and  D  allotiupiits  provided  for. — Voluntary 
allotments  are  jtrovided  for  in  the  act  as  follows: 

Sk(  .  1102.  That  the  enlisted  man  may  allot  any  ]iroi)orlion 
or  proportions  or  any  fixed  amount  or  iunomits  of  his 
monthly  pay  <»•  of  tlie  proportion  theref>f  remaining  after 
the  compulsory  allotment,  for  such  i)urposes  and  for  the 
benefit  of  such  person  or  persons  as  he  may  direct,  subject. 
however,  to  sueh  conditions  and  limitations  as  may  be  pre- 
scrilied  under  regulations  to  be  made  by  the  Secretary  of 
War  and  the  Seci'etary  of  the  Navy.  resi>ectively. 
Treasury  Decisir)n  11,  War  Kisk,  relatinj:  to  riass  r>  allow- 
ances, reads  in  part  as  follows: 

(2)  YaJtintarii  ollotniciits. — When  a  man  is  enlisted  into 
or  <lis<'har.tred  from  or  dies  in  the  military  or  naval  service 
of  the  United  States  within  any  month  and  makes  a  volun- 
tary allotment  to  bet^in  with  the  date  of  his  enlistment,  or 
to  continue  to  the  date  of  his  discharge  or  death,  the  vol- 
untary allotment  to  l)e  made  from  his  pay  shall  be  pro- 
rated in  accordance  with  the  Government  salary  table.  If 
the  enlisted  man  was  in  the  service  on  the  first  day  of  the 
month  in  which  he  makes  a  voluntary  allotment,  the  al- 
lotment shall  be.L'in  as  of  the  first  day  of  that  month  mdess 
he  specifies  that  it  .shall  bef;in  on  tiie  first  day  f>f  a  succeed- 
injr  month. 

(3)  I'diiiili/  (illoirnnrrs. — In  eveiy  case  where  the  allnt- 
ment  (eitlier  compulsory  or  voluntary)  is  prorated  the 
family  allowance  shall  be  prorated  in  like  maiuiei-.  P.ut 
nothing  herein  .shall  interfere  with  the  paym(>nt  of  the 
family  allowance  for  one  month  after  the  enlisted  ninii  is 
discliar.i:e<l  fi-om  the  services,  as  itrovidcvl  in  section  204. 

34.  CoiuineuceniPiit  of  Class  B  allotments.— All  \()lumar\- 
allotments  to  dependent  relatives  of  riass  R  should  be  made  to 
be;,'in  on  the  first  day  of  the  month  in  which  executed,  if  ]irae- 
ticable;  if  impracticable  tsuch  as  insuUicient  psiy  havintr  ac- 
<M'ned>.  then  on  the  first  day  of  the  followiiiir  montli. 

35.  Re|)<»rt  re(|ulred  for  enlisted  men  on  nonpay  status. — 
When  the  pay  status  of  an  enlisted  man.  haviiifr  an  allotment 
nuHun;:  under  the  war  risk  insurance  act,  shows  that  due  to 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,   ETC.  27 

misconduct  lie  can  not  meet  such  allotment  before  the  close  of 
his  service,  all  the  facts  will  be  immediately  reported  through 
the  prescribed  channel,  for  .such  action  by  the  Bureau  of  War 
Kisk  Insurance,  as  the  ca.se  may  warrant. 
i*6.  Family  allowances  provided  for.— 

Sec.  204.  That  a  family  allowance  of  not  exceeding?  $50 
j)er  month  shall  be  granted  and  paid  by  the  United  States 
upon  written  application  to  the  bureau  by  such  enlisted 
niiin  or  by  or  on  behalf  of  any  prospective  beneficiary,  in 
accordance  witli  and  subject  to  the  conditions,  limitations, 
and  exceptions  liereinafter  specified. 

That  family  allowance  shall  be  paid  from  the  time  of  en- 
listment to  death  in  or  one  month  after  discliarge  from  the 
service,  but  not  for  more  than  one  montli  after  the  termina- 
tion of  the  present  war  emergency.  No  family  allowance 
shall  be  made  for  any  period  pi'eceding  November  first, 
nineteen  hundred  and  seventeen.  The  payment  shall  be 
subject  to  such  regulations  as  may  be  prescribed  relative 
to  cases  of  desertion  and  imprisonment  and  of  missing  men. 

Subject  to  the  conditions,  limitations,  and  exceptions  here- 
inabove and  hereinafter  specified,  the  family  allowance 
payable  per  month  shall  be  as  follows : 

Class  A:  In  the  case  of  a  man,  to  liis  wife  (including  a 
former  wife  divorced)  and  to  his  child  or  children: 

(ff)   If  there  be  a  wife  but  no  child,  S15. 

(h)   If  there  be  a  wife  and  one  child,  82."). 

(c)  If  tliere  be  a  wife  and  two  children.  $32.r)0,  with  85 
jer  month  additional  for  each  additional  child. 

{(I)   If  there  be  no  wife  but  one  child,  $5. 

(e)   If  there  be  no  wife  but  two  children,  .S12.50. 

(/)    If  there  ])e  no  wife  but  three  children.  .*?20. 

{(/)  If  there  be  no  wife  but  four  children.  $.30,  with  $5 
per  month  additional  for  each  additional  child. 

Class  B:  In  the  case  of  a  man  or  woman,  to  a  grandchild. 
a  parent,  brother,  or  sister  : 

( ff )   If  there  be  one  parent.  -SIO. 

(h)   If  there  be  two  parents.  $20. 

(c)  For  each  grandchild,  brother,  sister,  and  additional 
parent.  $5. 

In  the  case  of  a  woman,  to  a  child  or  children : 

(d)  If  there  be  one  child,  $5. 

(e)  If  there  be  two  children,  $12.50. 


28  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

(/)  If  there  be  three  clnhU'eii,  $20. 

iff)  If  there  be  four  children.  .$iU),  with  ^')  per  month 
additional  for  eacli  additional  chihl. 

37.  Restriction  on  family  allowances.— Section  205  states: 
Skc.  205.  Tliat  family  allowaia-cs  for  members  of  Class  A 

shall  be  paid  only  if  and  while  a  compulsory  allotment  is 
made  to  a  membei-  or  members  of  such  class.  The  monthly 
family  allowance  to  a  former  wife  ilivorced  shall  be  payable 
only  out  of  the  difference,  if  any,  between  the  monthly 
family  allowance  to  the  other  members  of  Class  A  and  the 
sum  of  .$50,  and  only  then  if  alimony  shall  have  been  decreed 
to  her.  For  a  wife  living  separate  and  apnrt  under  court 
order  or  written  agreement  or  to  ;i  former  wife  divorced 
the  monthly  allowance,  togethei'  with  the  allotment,  if  any. 
shall  not  exceed  the  amount  .specitied  in  the  court  order, 
decree,  or  written  agreement  to  be  paid  to  her.  For  an 
illegitimate  child,  to  whose  support  the  father  has  been 
judicially  ordered  or  decreed  to  contribute,  it  shall  not  ex- 
ceed the  amount  tixiMl  in  the  order  or  decree. 

38.  Amount  of  Class  IJ  allotment  prescrihed  as  a  con«lition 
to  family  allowance. — Itelative  to  section  20(5,  which  states: 

That  family  allowances  to  members  of  ("lass  B  sliall  l>e 
granted  only  if  and  while  the  member  is  dependent  in  whole 
or  in  part  on  the  enlisted  man,  and  then  only  if  and  while 
the  enlisted  man  makes  a  nnuiilily  allotment  of  bis  pay  for 
such  member  or  members  equal  lo  the  iiniount  of  the  monthly 
family  allowance  as  hereinabove  specKied.  except  that — 

(a)  The  maximum  monthly  allotment  so  i-efpiired  to  be 
made  to  members  of  (Mass  B  shall  lie  one-half  ol"  his  pay. 

(h)  If  he  is  making  no  allotment  to  a  member  of  (Mus^ 
A,  the  minimum  monthly  allotment  so  designated  to  be  made 
to  members  of  Class  B  shall  be  .$15  i)er  month. 

{(■)  If  he  is  making  the  compulsory  allotment  to  a  nieni- 
ber  of  Class  A,  tlie  minimum  monthly  allotment  so  dc-sig- 
nated  to  be  made  t,o  members  of  Chiss  li  shall  be  one-sevenili 
of  his  i>ay,  but  not  less  than  $5  i)ei'  month. 

On  the  enlisted  man's  application,  or  'iljierwise  foi-  good 
cause  shown,  exemption  from  this  addition;il  aliotnieiir 
invder  Class  B  as  a  condition  to  the  allow.-ince  may  be 
grantwl,  upon  such  conditions  as  may  be  jjrescribed  by  regu- 
lations. 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,  ETC.  29 

Treasury  Decision  13,  War  Risk,  reads  as  follows: 

By  virtue  of  the  authority  conferred  in  sections  13  and 
'J06  of  the  act  of  October  6,  1917,  the  following  resulation 
is  issued  concerning  exemption  from  the  allotment  for  Class 
B  as  a  condition  to  the  family  allowance: 

"An  enlisted  man  who  is  making  a  compulsory  allotment 
for  Class  A  shall,  as  a  condition  to  securing  the  family 
allowance  for  Chiss  B.  be  required  to  allot  for  Chirs  B  one- 
seventh  of  his  monthly  pay  but  not  less  than  $5  iind  shall 
be  automatically  exemjited,  without  application,  from  any 
I'urthei"  allotment  for  Class  B." 

39.  Limitations  on  allowances  to  members  of  Glass  E. — 

Sec.  207.  That  the  amount  of  the  family  allowance  to 
members  of  C!hiss  B  shall  be  subject  to  each  of  the  following 
limitations : 

(a)  If  an  allowance  is  paid  to  one  or  more  beneficiaries 
of  Class  A,  the  total  allowance  to  be  paid  to  the  beneficiaries 
of  Class  B  shall  not  exceed  the  difference  between  tlie 
allowance  paid  to  the  beneficiaries  of  Class  A  and  the  sum 
of  $r)0. 

(b)  Tlie  total  monthly  allowance  to  beneficiaries  of  Class 
B  added  to  the  enlisted  man's  monthly  allotment  to  thorn 
shall  not  exceed  the  average  sum  habitually  contrilnited  by 
him  to  their  support  moiitlily  during  the  period  of  de- 
pendency but  not  exceeding  a  year  inmiediately  preceding 
his  enlistment  or  the  enactment  of  this  amendatory  act. 

Tlie  regulation  (Treasury  Decision  15,  War  llisk)  relative  to 
tiie  amount  of  the  monthly  allotment  for  Class  B  to  be  considered 
in  determining  whether  the  limilalicui  in  section  207  (b)  as  to 
habitual  contributions  has  been  exceeded,  reads  as  follows : 

In  (leternnning  whethei'  the  total  monthly  allowance 
added  to  the  monthly  allotment  for  Class  B  is  in  excess  of 
the  average  sum  habitually  contributed  monthly  by  the 
enlisted  man  to  his  dependents,  only  so  much  of  the  monthly 
allotment  shall  be  considered  as  is  necessary  as  a  condition 
to  the  family  allowance;  and  any  excess  allotment  over 
the  amount  necessary  as  a  condition  to  the  family  allowance 
shall  be  transnntted  to  the  dependents  as  an  additioiuil 
contribution  by  the  enlisted  man. 

41934°  — 18 5 


80  EEGTTLATIONS  FOR  WAR  RISK  INSURANCE. 

40.  Apportionment  of  allotments  and  allowances  between 
members  of  Classes  A  and  B. — 

Sec.  208.  That  as  between  the  members  of  CMass  A  and  as 
between  the  members  of  Class  B,  the  amount  of  the  allot- 
ment and  family  allowance  shall  be  apportioned  as  may  bo 
prescribed  by  regulations. 
T!ie  rejnihition  (Treasury  Decision  14,  War  Risk)  relative  to 
the  apportionment  of  the  allotment  for  Class  B  and  the  family 
allowance,  under  section  208  of  the  act  of  October  G,  1917.  reads 
as  follows: 

(1)  Rule  of  apjjortioiDiient.  —  Whenever  as  indicated 
below  an  allotment  or  a  family  allowance  is  to  be  appor- 
tioned among  the  members  of  Class  B  the  apportionment 
shall  be  on  the  basis  of  two  shares  for  a  parent  and  one 
share  for  each  brother,  sister,  or  grandchild.  The  total 
mnnber  of  shares  divided  into  the  amount  of  the  allotment 
or  of  the  family  allowance,  as  the  case  may  be,  will  give 
the  amount  of  each  share. 

(2)  Apportionment  of  allotment. —  («)  If  the  enlisted 
man  makes  an  allotment  for  Class  B  and  designates  to 
whom  the  same  shall  be  paid  the  allotment  shall  be  paid 
as  designated  by  him.  (h)  If  the  enlisted  man  makes  an 
allotment  for  Class  B  but  does  not  designate  to  whom  the 
same  shall  be  paid  the  allotment  shall  be  apportioned 
among  the  name^l  members  of  Class  B  according  to  the  rule 
of  apportionment  above. 

(3)  Apportionment  of  family  allowaner. —  (a)  If  the 
allotment  for  Class  B  (whether  made  in  a  lump  sum  or 
otherwise)  is  suflicient  to  secure  a  family  allowance  for  all 
l>ersons  for  whom  a  family  allowance  is  clainie<l.  the  total  of 
the  family  allowance  granted  shall  be  apportione<l  anion.- 
the  nametl  dependents  in  Class  B  according  to  the  rule  of 
apportionment  above. 

(b)  If  tbe  allotment  for  Class  B  is  made  in  a  luini)  sum 
and  is  at  least  ^lo  but  less  than  one-half  of  the  eulisied 
man's  monthly  pay  and  is  not  sufhcient  to  secure  the  family 
allowance  for  all  persons  for  whom  a  family  allowance  is 
claimed,  the  allotment  shall  be  considered  made  in  the 
manner  most  effective  for  securing  family  allowances;  pio- 
vidtHl  that  the  sum  of  the  family  allowance  that  may  Iie 
Lrranted  as  .specilied  in  section  li(i4  does  not  exceed  the  toial 


ALLOTMENTS  AND  FAMILY  ALLOWANCES,  ETC.  31 

sum  allotted,  subject  however  to  the  limitations  of  section 
207.  The  family  allowance  granted  shall  be  apportioned 
among  the  named  dependents  in  Class  B  according  to  the 
rule  of  apportionment  above. 

(c)  If  individual  allotments  are  made  for  the  several 
members  of  Class  B  and  the  sum  of  the  allotments  is  at 
least  $15  but  less  than  one-half  of  the  enlisted  man's  pay 
monthly  and  if  any  of  the  individual  allotments  is  less  than 
the  corresponding  family  allowance  (as  specified  in  section 
204)  for  the  individual  member  for  whom  a  family  allow- 
ance is  claimed  the  total  allotment  shall  be  considered 
made  in  the  manner  most  effective  for  securing  family 
allowances ;  provided  that  the  sum  of  the  total  family 
allowances  that  may  be  granted  as  specified  in  section  204 
does  not  exceed  the  total  sum  allotted,  subject  however 
to  the  limitations  of  section  207.  The  family  allowance 
granted  shall  be  apportioned  among  the  named  dependents 
in  Class:  B  accoi'ding  to  the  rule  of  apportionment  above. 

41.  Payments  made  by  Bureau  of  War  Risk  Insurance. — 
Sec.  209.  The  War  and  Navy  Departments,  respectively, 

shall  pay  over  to  the  Treasury  Department  monthly  the 
entire  amount  of  such  allotments  for  distribution  to  the 
beneficiaries,  and  the  allotments  and  family  allowances 
shall  be  paid  by  the  bureau  to  or  for  the  beneficiaries. 
The  term  "  such  allotments "  means  the  allotments  to  de- 
pendents of  Classes  A  and  B  only. 

42.  Investigation  by  bureau  before  award  of  family  allow- 
ance.— 

Sec.  210.  That  upon  receipt  of  any  application  for  family 
allfiwance  the  commissioner  shall  m;ike  all  proper  investi- 
gati(Mis  and  shall  make  an  award,  on  the  basis  of  which 
award  the  amount  of  the  allotments  xn  lie  made  by  the  man 
shall  be  certified  to  the  War  Department  or  Navy  Depart- 
ment, as  may  be  proper.  AVhenevei-  tlie  commissioner  sluill 
have  reason  to  believe  that  an  allowance  has  been  improp- 
erly made  or  that  the  conditions  have  changed,  he  shall 
investigate  or  reinvestigate  and  may  modify  the  aword. 
The  amount  of  each  monthly  allotment  and  allowance  shall 
be  determined  according  to  the  conditions  then  existing. 


SECTION  V. 

ALLOTMENTS  UNDER  THE  ACT  OF  CONGRESS  AP- 
PROVED MARCH  2,  1899,  AS  AMENDED,  DESIG- 
NATED HEREIN  AS  CLASS  E  ALLOTMENTS. 

I'anijirapli. 

A>  t  uf  Mar.  2,  ISltil,  as  amended  liy  aet   of  0(  t.  0,  1917 -    -      4:5 

Allot inent.s  of  ofliecrs  and  retirt'd  oflieers  on  active  duty _    .-        44 

Allotinents    of    enlisti^l    men    and    retired    enlisted    men    on    active 

duty  and  periiiaiii'nt  civilian  employees 45 

.vl'iDrmeiits   to  run  for  i)ersous  iiiissinii  or  cnpliired  by  the  eneiiiy__      46 

Keport  of  death  of  iiayec  of  an  allotment 47 

1  >isiuntinuance  of  allotment  before  expiration  of  period 48 

Renewal  (if  discontinued  allotment 40 

(Sec  also  reports  in  case  of  death,  disiharj.'c,  appointmi'iits.  or  deser- 
tion in  parajcraph  7.) 

4:5.  .U't  of  March  2,  ISJM).  as  amcinlcd  liy  act  of  October 
<>.  ^*,)\'i.~  /}(  it  OKicfcd  h]!  the  S(nai'  dud  Uount'  of  lUprv- 
s()(t(ttif(s  of  the  United  states  of  Aiiuriai  in  Conf/rrs.s  os- 
■s<  }hI>1((L  Thai  section  sixteen  of  the  act  of  Con;xress  ai (proved 
March  second,  eijihteen  )iun<h'eil  and  ninety-nine,  entitled  "An 
act  for  incretisin;:-  tlie  eniciency  of  tlie  Arniy  of  tlie  rnite<l 
States,  and  for  otlier  pnrposes,"  :is  anieiuied  by  the  act  of 
-March  second,  nineteen  hundriMl  and  ont%  lie.  and  the  snine  is 
hei-elty.  amended  as  follows:  "The  Secretary  of  War  is  lierel)y 
:iiilliorize<l  to  permit,  under  such  rcirulations  :is  he  may  pre- 
scril)e,  any  ofhcor  or  enlisted  man  on  the  active  list  of  tli(>  Army, 
any  retired  othcer  or  enlisted  man  of  llie  Army  on  acti\f'  duty, 
and  any  permanent  civilian  (Miiplo.vee  under  tlie  jui-isdiciiou 
iif  the  War  Department  on  duty  outside  of  the  continental  liuiiis 
of  the  T'nited  States,  vo  mala"  .-dhdmenls  of  liis  jKiy  fur  !iie  su]i- 
ixirt  of  his  wife,  fliildren.  or  dependent  re'aiivi^s,  or  for  siicli 
ofhei-  jiurjioscs  as  tlie  Secretary  of  War  may  deem  pi-ojier.  All 
allotments  of  pay  of  olhcers.  enlisted  men.  and  civilian  etn- 
pluyees  that  have  l)een  or  shtill  lie  paid  to  desi-iiiMted  allottees 
pi-eviuus  to  tlie  riH-eipt  by  dishursinL'  oflicer  of  notic<>  of  dis- 
continuance of  the  same  froiu  tlie  oflicer  reipiiivd  l\v  reuula- 
tioiis  to  furnisli  such  notic(>  shall  imss  *o  tiie  crodit  of  tlie 
dishursin.ir  oflicer  who  has  mado  or  sh.-dl  malce  sucli  payments: 
and,  if  erroneous  pjiymeiit  is  made  because  of  tlie  failuri-  of  an 
32 


ALLOTMENTS  UNDER  ACT  OF  MARCH  2,  1899.  33 

oflicer  to  report,  in  the  manner  prescribed  by  the  Secretary  of 
War,  tlie  deatli  of  the  gi'antor,  or  any  fact  which  I'enders  the 
allotment  not  payable,  then  the  amount  of  such  erroneous  pay- 
ment shall  be  collected  by  the  Quartermaster  General  from  the 
officer  who  fails  to  make  such  report,  if  sucii  collection  is  prac- 
ticable. Nothinj:  herein  shall  be  construed  to  invalidate  allot- 
ments now  In  force."'     (Approve<l  Oct.  6,  1917.) 

ii.  AllotiHonts  of  oflicors  and  retired  officers  on  active 
duty. —  ((/)  An  (illicer  wlio  does  not  desiiv  to  dispose  of  his  pay 
accounts  as  prescrilied  in  para^^raph  1239.  Army  Rei^ulations, 
1913,  may  make  an  allotment  of  any  portion  of  his  pay  for 
the  support  of  his  family  or  dependent  relatives,  for  his  «^>wn 
savings  or  for  any  other  purpose  except  that  of  obtaining  an 
advance  on  his  pay,  the  difference  between  the  amount  so 
allotted  and  the  total  i»ay  due  to  )>e  drawn  by  the  ofli(-er  at 
the  place  where  he  is  serving.  This  allotment  must  be  in  an 
amount  less  than  the  sum  of  the  officer's  monthly  pay  and 
longevity  pay.  and  the  difference  between  the  total  pay  due 
him  and  the  amount  allotted  will  be  drawn  at  the  station 
where  he  is  serving  on  a  pay  account  prepared  to  cover  the 

total  pay  due.  with  the  notation  "  Deduct  for  allotment  $ ." 

All  allotments  of  pay  will  be  paid  by  the  depot  quartermaster, 
Washington,  D.  0.,  as  they  accrue,  if  the  casualty  list,  stoppage 
circular,  or  other  report  shows  no  bar  to  payment. 

(b)  An  officer  desiring  to  make  an  allotment  of  pay  as  herein 
jirovide^l  will  state  his  allotment  on  Q.  M.  C.  Form  No.  38(/, 
whicii  will  be  forwardeil  directly  to  the  depot  quartermaster, 
AN'ashington,  D.  C.  Should  the  allotment  form  not  be  available, 
the  officer  may  make  his  allotment  in  the  form  of  a  letter 
reading : 

I  hereby  allot  .? of  my  pay  r»er  month  for  

montlis,  commencing  the  1st  ilay  of  to  who 

is  ray and  whose  address  is . 

((•)  Should  the  officer  desire  to  have  the  amount  of  the  allot- 
ment placed  to  the  credit  of  his  allottee  with  a  bank,  he  will 
amplify  his  letter  accordingly,  giving  the  name  and  location 
of  the  bank.  This  letter  should  be  forwardetl  in  the  same 
manner  as  is  herein  provided  for  the  regular  allotment  form. 

((/)  An  officer  who  has  disposed  of  his  pay  accounts  as  pre- 
scril)ed  in  paragraph  12.">9.  Ai-my  Regulations,  1913,  and  who 
desires  to  substitute  an  allotment  of  pay  therefor,  should,  iu 
forwarding  his  allotment,  request  the  return  of  said  pay  accounts. 


34  REGTTLATIONS  FOR  WAR  RISK  INSURANCE. 

The  pay  accounts  will  bo  returned  by  tlie  depot  quarterniu.ster 
throu^ili  the  proi)ei"  quartermaster  where  the  ollicer  is  servins. 

(c)  Sliould  an  oHicer  desire  to  discontinue  an  adotment  prior 
to  the  expiration  of  tlie  i)eriod  for  which  orij^inally  made,  he  wiU 
notify  the  depot  quartermaster.  Wasluuirton,  I).  C.  specifying: 
date,  which  will  be  the  last  day  of  a  month  on  winch  he  desires 
the  discontinuance  to  tal<e  effect.  This  notification  will  be  sent 
directly  to  the  depot  quartermaster.  Washington.  I).  C,  and  when 
practicable  will  be  mailed  sufliciently  in  advance  of  the  date  of 
discontinuance  to  Insure  receipt  l)y  the  depot  quartermaster  be- 
fore said  date.  In  case  there  is  any  doubt  as  to  the  discontinu- 
ance beini;  received  throuf^h  the  mails  prior  to  the  date  specified 
therein,  the  oflicei'.  at  the  time  of  mailins  the  discontinuance, 
will  notify  the  depot  quartermaster  by  telegraph  of  the  date  of 
discontinuance,  such  telejjram  to  be  ])aid  for  by  th(>  oflicer.  The 
depot  quartermaster  will  acknowledi;e  receipt  of  all  requests  for 
discontimumce  of  ofRcer's  allotments,  and  officers  wdl  continue 
to  deduct  from  their  monthly  pay  the  amount  allotted  until  re- 
ceipt of  such  acknowledgment.  When  this  acknowU^d.Lrment 
from  the  (loi)ot  qua.rtermaster  has  ])(>en  received  and  it  is  found 
that  the  allotment  has  been  withheld  for  any  montli  or  months 
beyond  the  date  of  discontinuance,  as  specifitMl  by  the  depot 
quartermaster.  Waslunston.  D.  C,  the  oflicer  will  take  ci-cdit 
on  his  next  succeedintr  monthly  pay  account  foi'  Die  aniounr  so 
withheld  beyond  the  date  of  actual  discontinuance. 

(/)  It  shall  be  tlie  duty  of  the  immediate  comniandinu'  oflicer 
of  any  officer  who  assumes  a  status  which  deprives  him  of 
pay  to  ascertain  whether  the  oflicer  has  an  allotment;  and  if 
so,  to  report  the  matter  to  the  commandinjr  jieneral  of  the  <le- 
partment  or  forces  with  which  the  oHlcer  is  servinir,  who  will 
notify  Tiie  Adjufant  General  of  the  Army  by  tt^leirrai^h  to  <lis- 
continne  allotment,  or  to  sus])end  furthin-  jiayments  if  the  facts 
do  not  call  for  total  discontinuance. 

45.  Allofnionis  of  enlisled  men,  retired  enlisted  men  oa 
active  duty,  and  i>ernianent  civilian  eniployjM's. — An  eiilist(>d 
man  and  a  retired  enlisted  man  on  active  duty  wherever  located, 
and  a  permanent  civilian  eiiqiloyee  of  the  War  Department  about 
to  embark  for  service  beyond  thi'  sea.  or  aii'eady  on  uvei'-sca 
service,  may  make  an  allotment  of  any  portion  of  his  pay  n>- 
mainiiii;  after  deductions  are  m.-ide  in  com])liaiu-e  wiili  the  war- 
risk  insurance  act,  for  Ids  own  savinp;s.  or  for  any  olli(>r  ))ur- 
pose,  excepting;  that  of  oblainin;;  an  advance  on  his  ])ay.  fSee 
par.  10.) 


ALLOTMENTS  UNDER  ACT  OF  MARCH  2,  1899.  35 

46.  Allotments  to  run  for  persons  missing  or  captured  by 
the  enemy. — In  case  of  the  capture  by  the  eiiemy  of  officers, 
enlisted  men,  or  permanent  civilian  employees,  and  officers,  en- 
listed men.  and  permanent  civilian  employees  Avho  are  missinjr. 
and  who  have  made  allotments  under  this  section  of  these  reiiu- 
lation.s,  which  may  expire  after  their  capture,  or  after  they  are 
reported  missing,  the  monthly  payments  of  the  same  shall  be 
continued  until  otherwise  ordered  by  the  Secretary  of  War. 

47.  Rep<»rt  of  death  of  payee  of  an  allotment. — Upon  re- 
ceiving information  of  the  death  of  any  person  to  whom  an 
allotment  is  payable  by  him.  the  quartermaster  properly  desig- 
nated to  pay  this  allotment  shall  at  once  report  this  fact  to 
the  grantor's  innnediate  commanding  officer. 

48.  Discontinuance  of  allotment  before  expiration  of 
period. — AVhen  an  enlisted  man,  or  permanent  civilian  employee, 
who  has  made  a  Class  E  allotment  desires  to  discontinue  it 
prior  to  the  expiration  of  the  period  for  which  it  was  granted, 
the  company  or  detachment  connnander  will  i)i'ei)are  a  request 
for  discontinuance  of  allotment  (Q.  M.  C  Form  No.  39)  in 
duplicate,  and  forward  the  original  directly  to  the  depot  quar- 
termaster, Washington.  D.  C.  retaining  the  duplicate  for  file 
with  the  records  of  the  company  or  detachment  office.  If 
Q.  M.  C.  Form  No.  39  is  not  available,  allotment  may  be  dis- 
coufinned  by  letter  forwarded  by  the  grantor's  immediate  com- 
manding officer.  The  month  for  which  the  last  payment  is  to 
bi'  made  will  be  specitied  in  the  request,  but  the  stoppage  of 
pay  to  meet  the  allotment  should  be  continued  xuitil  receipt 
from  the  depot  quartermaster,  Washington,  D.  C,  of  acknowl- 
edgment of  re<iuest  for  discontinuance.  If,  on  receipt  of  the 
request  for  discontinuance  of  the  allotment,  payment  thereon 
has  been  made  beyond  the  month  specified,  the  depot  quarter- 
master, Washington,  D.  C,  in  making  acknowledgment,  will 
state  the  date  to  which  the  allotment  has  been  paid,  and  author- 
ize the  repayment  to  the  grantor  of  any  pay  deducted  in  excess 
of  the  payment  of  allotment. 

When  an  allotment  is  to  run  for  the  full  period  for  which 
granted,  no  reffuest  for  discontinuance  or  notice  of  expiration 
is  necessary.     (See  pai'.  15.) 

49.  Renewal  of  discontinued  allotment. — When  an  allot- 
ment is  discontinued,  at  the  request  of  the  person  making  it, 
before  the  expiration  of  the  term  for  which  it  is  granted,  it 
shall  not  be  renewed,  bur  a  new  allotment  form  may  be  exe- 
cuted and  forwarded,  constituting  a  new  allotment. 


SECTION   VI. 
COMPENSATION  FOR  DEATH  OR  DISABILITY. 

Paragraph. 

Payment  of  compensation  for  drath  or  disability 50 

raymont  at  death  not  made  iinlil  officially  recorded ">! 

Payment  in  case  of  death  for  crime 52 

Burial   expenses 5;5 

Services  of   surgeons 54 

(}ovi-rnmcntal  medical,  surgical,   and   hospital   services   in   addition 

to  compensation 55 

Surgeon    to   make  physlv^al    examinations    in    cases    of    applications 

for  compensation 5t'> 

Ttehabiiitation  and  form  of  enlistment  therefor 57 

Failure  to  comply  •witli  section  304 5S 

No  compensation  paid  at  same  time  as  ;servic<^  or  retirement  pay^-  50 

Compensation  for  Nurse  Corps Ou 

Other  provisions  of  Article  III  of  the  act „  C.l 

(See  also  reports  in  case  of  deatli.  discharge,  appointments  or  de- 
sertion in  paragraph  7.) 

50.  Payment  of  compensation  for  death  or  disability.- 

.SiX'.  300.  That  for  (icatii  or  (lisaldlity  rcsulliiiii-  from  per- 
sonal injury  sntTcrod  or  (lisoaso  contrach'd  in  tlio  lino  oi" 
duty,  by  any  conunissioned  ollieer  or  enlisiod  man  or  l)y 
any  niomhor  of  the  Army  Nurso  Coi"i>s  (f(>niak')  or  of  ilic 
Navy  Nui'so  Corjis  (fonialo)  wlion  oniployod  in  tlit>  .•ic-livo 
service  under  tlie  War  Department  or  Navy  Dt'partment, 
the  United  States  shall  pay  comitensation  as  liereinafter 
provided  :  but  no  compensation  .shall  be  i)ai<l  if  the  injury  or 
di.sea.se  has  been  caused  by  his  own  willful  misconduct. 
Tiie  i)ayni(Mit  of  coi'.iix'nsation  for  death  oi-  disability  is  witliin 
the  exclusive  jurisdicliou  of  the  Bureau  of  War  Risk  Insurance. 

51.  Payment  at  death  not  made  until  oftieially  ree«M*ded. 
Sec.    ."<>7.  Tli.-it    compensation    shall    not    be    payable    for 

death  in  the  conrs»>  of  the  siM'vice  until  the  death  be  oHiri;dly 
recorded  in  tiie  dejiartmenr  under  which  he  may  be  serviuL;'. 
.\<)  compensation  siiall  be  payable  for  a  period  duriui::  which 
the  man  h;is  been  I'eportcd  ••missinir"  :nid  u  family  al- 
lowance has  been  paid  for  him  under  the  jirovisions  of 
Article  II. 
36 


COMPENSATION  FOR  DEATH  OR  DISABILITY.  37 

52.  Payment  in  case  of  death  for  crime. — 

Sec.  308.  That  no  compensation  shall  be  payable  for 
death  inflicted  as  a  lawful  punishment  for  a  crime  or  mili- 
tary offense  except  when  inflicted  by  the  enemy.  A  dismissal 
or  dishonorable  or  bad  conduct  discharge  from  the  service 
shall  bar  and  terminate  all  right  to  any  compensation  under 
the  provisions  of  this  article. 

53.  Burial  expenses. — 

Sec.  301.  *     *     *     If  t\vy  death  occur  before  discharge 
or  resignation   from  service,   the  United   States   shall   pay 
for  burial  expenses  and  the  return  of  body  to  his  home  ;t 
sum    not    to    exceed    •$1(X).    as    may    be    fixetl    by    regula- 
tions.    *     *     * 
When  death  occurs  in  the  United  States.  Alaska,  or  in  the 
I'anama   Canal    Zone,   the  provisions,    i»aragraiihs  87   and   1G7. 
Army  llegulations.  1913.  shall  govern  for  officers,  enlisted  men, 
and  members  of  the  Nur.'^e  Corps  (female). 

AMien  death  occurs  in  the  sphere  of  operations  (*f  the  present 
V,  ar  the  l)odies  of  deceased  persons  of  the  classes  named  Mill 
be  brought  to  the  United  States  for  reinterment  under  such 
reguhitions  as  may  from  time  to  time  be  in  force. 

54.  Services  of  surgeons. — Section  14  states : 

=:=  ■:=  *  The  buresiu  shall,  by  arrangement  with  tho 
Secretary  of  War  and  the  Secretary  of  the  Navy,  respec- 
tively, make  use  of  the  services  of  surgeons  in  the  Army 
and  Navy.  *     * 

55.  Governmental  medical,  surgical,  and  hospital  services 
in  addition  to  compensation. — 

Sec.  302.    (3)   In  addition  to  the  compensation  above  pro- 
vided, the  injured  person  shall  be  furnished  l)y  the  Uniteil 
States  such  reasonable  governmental  medical,  surgical,  and 
lios]»ital  services   and  with  such  supplies.   Including   artili- 
cinl  limbs,  trusses,  and  similar  appliances,  as  the  director 
may  determine  to  be  useful  and  reasonably  necessary  :  Pro- 
vided, That  nothing  in  this  act  shall  be  construed  to  affect 
the   necessary    military    control    over    any    member   of   the 
^Military  or  Naval  Establishments  before  he  shall  have  been 
discharged  from  the  military  or  naval  service. 
5(».  Surg-eou  to  make  physical  examination  in  cases  of  ap- 
plications for  compensation. — Upon  the  request  of  the  Direc- 
tor (if  the  Bureati  of  War  Ilisk  Insurance  to  The  Adjutant  fJen- 
eral.  a  surgeon  of  the  Army  will  be  designated  to  make  a  pliysi- 


38  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

cnl  cxjiininatkm  of  the  individual  whose  case  is  under  considera- 
tion. The  rejtort  will  be  transmitted  to  the  Bureau  of  War 
Kisk  Insurance  through  The  Adjutant  General. 

Sec,  ."^08.  Tiiat  every  i>ersou  applying  for  or  in  receipt  of 
compensation  for  disability  under  the  provisions  of  tliis 
article  shall,  as  fre^iuently  and  at  such  times  and  places 
as  may  be  reasonably  required,  submit  himself  t(j  ex- 
amination by  a  medical  olllcer  of  the  United  States  or  by  a 
duly  qualifietl  physician  designatetl  or  approve<l  by  the 
director.  Pie  may  have  a  duly  qualified  physician  desig- 
nated and  paid  by  him  present  to  participate  in  such  ex- 
amination. For  all  examinations  he  shall,  in  the  discre- 
tion of  the  director,  be  paid  his  reasonable  traveling  and 
other  expenses  and  also  loss  of  wages  incurred  in  order  to 
submit  to  such  examination.  If  he  refuses  to  submit  liim- 
self  for,  or  in  any  way  obstructs,  any  examination,  his  right 
to  claim  compensation  under  this  article  shall  be  susj>ended 
until  such  refusal  or  obstruction  ceases.  No  compensation 
shall  be  payal)le  while  such  refusal  or  obstruction  continues, 
and  no  compensation  shall  be  payable  for  the  intervening 
perifxl. 

K\ei-y  person  in  receipt  of  compensation  for  disability 
shall  submit  to  any  reasonable  medical  or  surgical  treat- 
ment furnislie<l  by  the  bureau  whenever  requeste<l  by  tlie 
bureau  ;  and  the  c(»nsef|uences  of  unreasonable  refusal  to 
submit  to  any  such  treatment  shall  not  be  deeuH^l  t<»  result 
froiti  the  injury  compensated  for. 
57.  Kehabilitatioii,  and  form  of  enlistment  therofor.— Scr- 
tion  804  )irovides : 

.That  in  cases  of  dismemberment,  of  injuries  to  sight  or 
hearing,  and  of  other  injurit's  commonly  causing  ]XM-niaiienr 
disability,  the  injured  person  shall  follow  such  coui-sc  or 
courses  of  rehabilitation,  reeducation,  and  vocational  train- 
ing as  tlie  United  States  may  provide  or  procure  to  be  pro- 
vidol.  ."Should  such  cour.se  prevent  the  injure<l  person  from 
following  a  substantially  gainful  occupation  wliile  takinu: 
same,  a  form  of  enlistment  may  be  nHiuire<l  which  shall 
bring  the  injured  person  into  the  military  or  naval  service. 
Such  enlistment  shall  entitle  the  person  to  full  pay  its  dur- 
ing the  last  month  of  his  active  service,  and  his  family  to 
family  allowances  and  allotment  as  hereinbefore  i)rovi(led. 
in  lieu  of  all  other  comiiensation  for  the  time  being.  ■■' 


COMPENSATION  FOR  DEATH  OR  DISABILITY.  39 

58.  Failure  to  comply  with  section  804. — 

*  *  *  In  case  of  his  willful  failure  properly  to  follow 
such  course  or  so  to  enlist,  payment  of  compensation  shall 
he  suspended  until  such  willful  failure  cea.ses  and  no  com- 
pensation shall  be  payable  for  the  intervening  i)eriod. 

59.  No  compensation  paid  at  same  time  as  service  or  re- 
tirement pay. — 

Sec.  312.  That  compensation  under  this  article  shall  not 
be  paid  while  the  person  is  in  receipt  of  service  or  retirt^- 
ment  pay.  The  laws  pi-oviding  for  gratuities  or  payments 
in  the  event  of  death  in  the  service  and  existing  pension 
laws  shall  not  be  applicable  after  the  enactment  of  this 
amendment  to  persons  now  in  or  hereafter  entering  the 
military  or  naval  service,  or  to  their  widows,  children,  or 
their  dependents,  except  in  so  far  as  rights  under  any  such 
law  shall  have  heretofore  accruetl.     *     *     * 

CO.  Compensation  for  Nurse  Corps. — 

Sec.  312.  *  *  *  Compensation  because  of  disability  or 
death  of  members  of  the  Army  Nurse  Corps  (female)  or  of 
the  Navy  Nurse  Corps  (female)  shall  be  in  lieu  of  any  com- 
pensation for  such  disability  or  death  under  the  act  entitled 
"An  act  to  provide  compen.sation  for  employees  of  the 
United  States  suffering  injuries  \yhile  in  the  performance  of 
their  duties,  and  for  other  purposes."'  approved  September 
seventh,  nineteen  Imndred  and  sixteen. 

(>1.  Other  provisions  of  Article  III  of  the  act. — 

Sec.  301.  That  if  death  results  from  injury — 
If  the  diK-eased  leaves  a  widow  or  child,  or  if  he  leaves 
a   widowed   mother   dependent   upon   him  for   support,   the 
monthly  compensation  shall  be  the  following  amounts: 

( a )  For  a  widow  alone.  $25. 

(b)  For  a  widow  and  one  child.  $3o. 

(c)  For  a  widow  and  two  children,  .S47.50,  with  ^o  for 
each  additional  child  up  to  two. 

( d )  If  there  be  no  widow,  then  for  one  child,  .$20. 

(e)  For  two  children.  $30. 

(f)  For  three  children,  .S40,  with  $5  for  each  additional 
cliild  up  to  two. 

(g)  For  a  widowed  mother.  .*20.  The  amount  payable 
under   this   subdivision   shall    not   be  greater   than    a    sum 


40  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

whicli.  wlien  added  to  the  total  amount  pnvahle  to  the  widow 
and  children,  does  not  exceetl  .S^T.j.  Tins  tonipensation  shall 
he  payable  for  the  death  of  but  one  eiald.  and  no  compensa- 
tion for  the  death  of  a  chiUl  shall  be  p:i.vabie  if  such  widowed 
mother  is  in  receipt  of  compensation  under  the  provisions 
of  this  article  for  the  death  of  lier  husband.  Sucli  compen- 
sation shall  be  payable  whether  her  widowhood  arises  be- 
fore or  after  the  death  of  the  person  and  wlienever  her 
condition  i.s  such  that  if  the  person  were  living  the  widowed 
mother  would  luive  been  dei>eudent  upon  him  for  sti[)p(>rt. 

Tlie  payment  of  compensation  to  a  widow  or  widoNse<l 
mother  shall  continue  until  her  death  or  remarria,£re. 

The  pajTiient  of  conipensatitni  to  or  for  a  child  sliall 
continue  until  such  child  reaches  the  age  of  eighteen  years 
or  marries,  or  if  such  child  be  incapah'e.  because  of  in- 
sanity, idiocy,  or  being  otlierwise  permanently  helpless. 
then  during  such  incapacity. 

Whenever  the  compensation  payable  to  or  for  the  benefit 
of  any  person  under  the  provisions  of  this  section  is  termi- 
nated by  the  happening  of  the  contingency  upon  wliii-h  it 
is  liiuited,  the  compensation  thereafter  lor  the  remaining 
beneficiary  or  beneficiaries,  if  any,  sliall  bo  the  amount 
winch  would  have  been  payable  to  them  if  they  had  been  the 
.sole  original^  bencficiarh's. 

As  between  the  widow  and  the  children  not  in  her  (■u<- 
tody,  and  as  between  children,  the  anioui.i  of  the  conipen^a- 
tion  shall  be  apportioned  as  may  lie  pivscribed  by  regula- 
tions. The  word  •"widow"  as  used  in  this  sei-tion  sli;dl  iii>i 
include  one  who  shall  have  married  the  dereased  later  ilian 
ten  years  after  the  time  of  injury. 

Sec.  302.  That  if  disability  results  from  the  in.jnr\- — 

(1)  If  and  while  the  disjibility  Is  total,  tl'.e  monthly  coia- 
l^ensation  shall  be  the  foUowin.g  ajuoiints: 

(a"    If  he  has  neitlan*  wife  nor  ciiild  living.  ^'S^. 

{h)    If  he  has  a  wife  but  no  child  liviu'.:.  .S4'). 

((■)    ir  he  has  a   wife  and  one  child   lixiiig.  s.'l. 

(d)  If  he  h;is  a  wii'e  itiid  two  children  livin::.  s»;."i. 

(e)  If  he  has  a  wife  and  three  or  more  children   livin-. 

(f)  If  he  has  no  wife  hut  one  child  living,  SUt.  wiili  S;ii 
for  ^ach  additional  child  up  to  two. 


COMPENSATION  FOR  DEATH  OR  DISABILITY.  41 

(g)  If  ho  has  a  widowed  mother  dependent  on  him  for 
suppoi-t,  then,  in  addition  to  tlie  above  amoimts,  $10. 

To  an  injured  person  who  is  totally  disabled  and  in  addi- 
tion so  helpless  as  to  be  in  constant  need  of  a  nurse  or 
attendant,  such  additional  sum  shall  be  paid,  but  not  ex- 
cee<ling  $20  per  month,  as  the  director  may  deem  reason- 
able :  ProvUled,  however,  That  for  the  loss  of  both  feet  or 
both  hands  or  both  eyes,  or  for  becoming  totally  blind  or 
helpless  and  permanently  bedridden  from  causes  occur- 
ring in  the  line  of  duty  in  the  service  of  the  United  States. 
the  rate  of  compensation  shall  be  .s;iOO  per  month :  Proridcd 
further,  Tliat  no  allowance  shall  be  made  for  nurse  or 
attendant. 

«  -ic  ^^  :S  =:: 

Sec.  30C>.  That  no  compensation  shall  be  payable  for  death 
or  disjibility  which  does  not  occur  prior  to  or  within  one 
year  after  discharge  or  resignation  from  the  service,  except 
that  where,  after  a  medical  examination  made  pursuant  to 
regulations,  at  the  time  of  discharge  or  resignation  from 
the  service,  or  within  such  reasonable  time  thereafter,  not 
exceeding  one  year,  as  may  be  allowed  by  regulations,  a  cer- 
tificate has  been  obtained  from  the  director  to  tlie  effect 
that  the  injured  person  at  the  time  of  his  discharge  or  res- 
ignation was  stiffering  from  injury  likely  to  result  in  death 
or  disability,  compensation  shall  be  payable  for  death  or 
disability,  whenever  occurring,  proximately  resulting  from 
such  injury. 

Skc.  309.  That  no  compensation  shall  be  payable,  unless  a 
claim  therefor  be  tiled,  in  case  of  disability,  within  tive  years 
after  discharge  or  resignation  from  the  service,  or.  in  case 
of  death  during  the  service,  within  five  years  after  such 
death  is  officially  recorded  in  the  department  under  whicli 
lie  may  be  .serving:  Provuled,  hoicevcr.  That  where  coui- 
])ensation  is  payable  for  death  or  disability  occtirring  after 
discharge  or  resignation  from  tlie  service,  claim  mtist  be 
made  within  five  years  after  such  death  or  the  beginning  of 
such  disability. 

The  time  lierein  provided  may  be  extended  by  the  director 
not  to  exceed  one  year  for  good  cause  shown.  If  at  the  time 
that  any  right  accrues  to  any  i)ei"son  under  the  provisions 
of  this  article,  sucli  person  is  a  minor,  or  is  of  unsound  mind 


42  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

or  physically  unable  to  make  a  claim,  the  time  herein  pi-o- 
vided  shall  not  begin  to  run  until  such  disability  ceasfs. 

Sec.  310.  That  no  compensation  shall  be  payable  for  any 
period  more  than  two  years  prior  to  the  date  of  claim  there- 
for, nor  shall  increased  compensation  be  awarded  to  revert 
back  more  than  one  year  prior  to  the  date  of  claim  therefor. 

Sec  311.  That  compensation  under  this  article  shall  not 
be  assifjnable,  and  shall  be  exempt  from  attachment  and  exe- 
cution and  from  all  taxation. 

Sec  313.  That  if  an  injury  or  death  for  which  compensa- 
tion is  payable  luider  this  amendatory  act  is  caused  under 
circumstances  creating  a  legal  liability  upon  some  person 
other  than  the  United  State;"-  or  the  enemy  to  pay  damages 
therefor,  the  directoi',  as  a  condition  to  payment  of  compen- 
sation by  the  United  States,  shall  require  the  beneficiary 
to  assign  to  the  United  Staves  any  right  of  action  he  may 
have  to  enforce  such  liability  of  such  other  person  or  any 
right  which  he  may  have  to  share  in  any  money  or  other 
property  received  in  satisfaction  of  such  liability  of  such 
other  pei'son.  The  cause  of  action  so  assigned  to  the  United 
States  may  be  prosecuted  or  compromised  by  the  director 
and  any  money  realized  thereon  shall  be  placed  to  the  credii 
of  the  compensation  fund. 


SECTION  VII. 
INSURANCE. 

Paragraph. 

Government  insurance;  general  provisions 62 

Rules  relating  to  prorating  insurance  premiums GS 

Government    insurance ;    decision    relative    to    apportionment    of 

automatic    insurance 64 

Disposition  of  premiums   collecteil 65 

Insurance  other  than  governmental 66 

Other  provisions  of  Article  IV  of  the  act 67 

(See  also  reports  in  case  of  death,  discharge,  appointments,  or  de- 
sertion, in  paragraph  7.) 

62.  Governiuent  insurance;  general  provisions. — Section 
400  of  the  act  reads  as  follows : 

Sec.  400.  That  in  order  to  jiive  to  every  couimissioned 
otflcer  and  enlisted  mau  and  to  every  member  of  the  Army 
Nurse  Corps  (female)  and  of  the  Navy  Nurse  Corps  (fe- 
male) when  employed  in  active  service  tinder  the  War 
Department  or  Navy  Department  greater  protection  for 
themselves  and  their  dependents  than  is  provided  in  Ar- 
ticle III,  the  United  States,  upon  application  to  the  bureau 
and  without  medical  examination,  shall  grant  insurance 
against  the  death  or  total  permanent  disability  of  any  such 
person  in  any  nniltiple  of  $.500,  and  not  less  than  .Sl.OOO  or 
more  than  $10,000,  upon  the  payment  of  the  premiums  as 
hereinafter  provided. 

63.  Rnles  relating  to  prorating  insurance  pormiunis. — 
The  Bureau  of  War  Itisk  Insurance  has  adopted  the  following 
rules  relating  to  prorating  insurance  premiums : 

(a)  Premiums  at  the  beginning  of  insurance  contract  shall 
not  be  prorated  for  the  portion  of  the  calendar  month  in  which 
insurance  is  applied  for.  The  full  month  premium  is  pa.vable 
on  or  before  the  end  of  the  calendar  month  in  which  applica- 
tion is  made. 

(&)  At  the  time  of  leaving  the  service  no  action  need  be 
taken  by  the  Army  in  ad.1usting  insurance  premiums,  either  by 
deduction  from  pay  in  respect  of  days  elapsed  since  the  end  of 
previous  calendar  month  or  by  refund  in  respect  of  days  for 
which  insurance  premiums  have  already  been  collected. 

43 


44  REGULATIONS  FOR  WAR  RISK  INSURANCE. 

(c)  At  the  time  of  leaving  service  insured  sliould  receive  ex- 
plicit notice  that  lie  must  pay  premiums  direct  to  the  Bureiiu 
of  War  Risk  Insurance,  Treasury  Department.  Wasliimrton, 
D.  C,  if  he  wishes  to  continue  the  insurance,  checks  or  money 
orders  to  he  drawn  to  the  order  of  the  Treasurer  of  the  United 
States.  He  should  he  notified  in  writinjr  of  the  (hite  and 
amount  of  such  premium  payments  and  this  bureau  ncjtified  at 
the  same  time  by  duplicate  memorandum  that  such  action  hns 
been  taken. 

04.  (iovernmeiit  insurance:  decision  relative  to  apportion- 
ment of  automatic  insurance. — Relative  to  section  -H>i  i,f  the 
act.  ReK'ilatioii  No.  2  of  the  Bureau  of  War  Risk  Insur:iiice. 
Treasury  Department  (T.  D.  o.  W.  R. ).  reads  as  follows: 

Sectit)n  401  of  the  act  of  October  G,  1917.  contains  tlin 
following  provision  authorizinir  :iutomatic  insurance: 

"Any  person  in  the  active  service  on  or  after  the  sixth 
day  of  April,  nineteen  hundred  and  seventeen,  who.  while 
in  such  service  and  before  the  exi)iration  of  one  hunilre«l 
and  twenty  days  from  and  after  such  publication,  becomes 
or  has  become  totally  and  permanently  disableil  >>r  dies. 
or  has  died,  without  havins^  applied  for  insuran<-e,  shall 
be  deemed  to  have  applitnl  for  and  to  have  been  irrantcMl 
Insuriince.  paynble  to  such  jierson  durinjr  his  life  in  monthly 
installments  of  .*?2.j  each.  If  he  shall  ilie  eitluu'  befure  lif 
shall  have  received  any  of  such  monthly  installments  or 
before  he  shall  have  received  two  hundred  and  forty  of 
such  monthly  installments,  then  .Si'-")  per  month  shall  be 
paid  to  his  wife  from  the  time  of  his  death  and  durinpr  her 
widowhood,  or  to  his  cliild.  or  widowed  mother  if  and 
while  they  survive  him:  rror'ulcd.  Iioircrcr.  That  not  more 
than  two  hundred  and  forty  of  such  monthly  instjilImtMits. 
imludiiiir  fliose  re(ci\eil  by  sudi  ]iersou  dni'iiiL'  liis  tot:iI 
aii<l  iieruianent  disability,  shall  be  so  paid;  and  in  that  event 
the  amount  of  the  monlhly  iiistallnu'Uts  shall  be  appor- 
tioned between  tliem  as  ni.iy  iie  provided  by  re.L'ulation-." 
Section  13  contains  the  provision  that — 
"Wherever  tnider  any  i»rovision  or  jtrovisions  of  the  iicr 
I'ejndations  an-  liirectiMl  or  ;inthorized  to  be  nuide.  such 
rPRulations.  tmless  the  context  olhei-wise  recpiires.  shall 
or  may  be  made  by  the  dire<ior,  suliject  to  the  jrener.il  dii-c- 
tion  of  the  Secretary  of  the  Tri'asurv."' 


INSURANCE.  46 

Under  the  authority  conforreil  by  the  foregoing  provisions 
of  the  act  the  following  regulations  are  issued  relating  to 
the  apportionment  of  the  automatic  insurance : 

If  no  beneficiary  within  the  permitted  class  (only  the  in- 
sured's widow  during  her  widowhood,  his  child,  or  his 
widowed  mother)  be  designated  by  the  insured,  either  in 
his  lifetime  or  by  his  last  will  and  testament,  or  if  the 
designated  beneficiary  does  not  survive  the  insured,  the  in- 
surance shall  be  payable  to  such  person  or  persons  within 
the  said  permitted  class  of  beneficiaries  as  would  under  the 
laws  of  the  State  of  the  residence  of  the  insured  be  entitled 
to  his  personal  property  in  case  of  intestacy. 

65.  Disposition  of  premiums  collected. — Section  20  of  the 
act  reads  in  part  as  follows : 

*  *  *  All  premiums  that  may  be  collected  for  the  in- 
surance provided  by  the  provisions  of  Article  IV  shall  be 
deposited  and  covered  into  the  Treasury  to  the  credit  of 
this  appropriation.     *     *     * 

66.  InsnraHce  other  than  governmental. — Section  24  of  the 
act  reads  as  follows : 

Sec.  24.  That  the  Bureau  of  War  Risk  Insurance,  so  far 
as  practicable,  shall  upon  request  furnish  information  to 
and  act  for  any  persons  in  the  military  or  naval  service, 
with  respect  to  any  contracts  of  insurance  whether  with 
the  Government  or  otherwise,  as  may  be  prescribed  by  regu- 
lations. Said  bureau  may  upon  request  procure  from  and 
keep  a  record  of  the  amount  and  kind  of  insurance  held 
by  every  conmiissioned  and  appointive  officer  and  of  every 
enlisted  man  in  the  military  or  naval  servce  of  the  United 
States,  including  the  name  and  principal  place  of  business 
of  the  company,  society,  or  organization  in  which  such  in- 
surance is  held,  the  date  of  the  policy,  amount  of  premium, 
name  and  relationship  of  the  beneficiary,  and  such  other 
data  as  may  be  deemed  of  service  in  protecting  the  interests 
of  the  insured  and  beneficiaries. 
Officers  and  enlisted  men  carrying  insurance  other  than  gov- 

(H-nmeutal  may,  but  are  not  required  to,  avail  themselves  of  this 

provision. 

67.  Other  provisions  of  Article  IV  of  the  act. — Other  pro- 
visions of  Article  IV  of  the  act  read  as  follows  : 

Sec  401.  That  such  insurance  must  be  applied  for  within 
one   hundred  and  twenty   days   after   enlistment  or   after 


46  BEOITLATIONS  FOB  WA£  RISE  INSURANCE. 

entrance  into  or  employment  in  tlie  active  service  and  before 
discharge  or  resignation,  except  tliat  those  persons  who  are 
in  the  active  war  service  at  the  time  of  tlie  publication  of 
the  terms  and  conditions  of  such  contract  of  insurance  may 
apply  at  any  time  within  one  hundred  and  twenty  days 
thereafter  and  while  in  such  service.    *    *    * 

Sec.  402.  That  the  director,  subject  to  the  general  direc- 
tion of  the  Secretary  of  the  Treasury,  shall  promptly  deter- 
mine upon  and  publish  the  full  and  exact  terms  and  condi- 
tions of  such  contract  of  insurance.  The  insurance  shall 
not  be  assignable,  and  shall  not  be  subject  to  the  claims  of 
creditors  of  the  insured  or  of  the  beneficiary.  It  shall  be 
payable  only  to  a  spouse,  child,  grandchild,  parent,  brother 
or  si.^er,  and  also  during  total  and  permanent  disability 
to  the  injured  person,  or  to  any  or  all  of  them.  The  in- 
surance shall  be  payable  in  two  hundred  and  forty  equal 
monthly  installments.  Provisions  for  maturity  at  certain 
ages,  for  continuous  installments  during  the  life  of  the  in- 
sui-ed  or  beneficiaries,  or  both,  for  cash,  loan,  paid-up  and  ex- 
tended values,  dividends  from  gains  and  savings,  and  such 
other  provisions  for  the  protection  and  advantage  of  and 
for  alternative  benefits  to  the  insured  and  the  beneficiaries 
as  may  be  found  to  be  reasonable  and  practicable,  may 
be  provided  for  in  the  contract  of  insurance,  or  from  time 
to  time  by  regulations.  All  calculations  shall  be  based 
upon  the  American  Experience  Table  of  Mortality  and  in- 
terest at  three  and  one-half  per  centum  per  annum,  ex- 
cept that  no  deduction  shall  be  made  for  continuous  install- 
ments during  the  life  of  the  insured  in  case  his  total  and 
permanent  disability  continues'  more  than  two  hundred 
and  forty  months.  Subject  to  regulations,  the  insured 
shall  at  all  times  have  the  right  to  change  the  beneficiary 
or  benficiaries  of  such  insurance  without  the  consent  of 
such  beneficiary  or  beneficiaries,  but  only  within  the  classes 
herein  provided.  If  no  beneficiary  within  the  permitted 
class  be  designated  by  the  insured,  either  in  his  lifetime 
or  by  his  last  will  and  testament,  or  if  the  designated 
beneficiary  does  not  survive  the  insured,  the  insurance 
shall  be  payable  to  such  person  or  persons,  within  the  per- 
mitted class  of  beneficiaries  as  would  under  the  laws  of 
the  State  of  the  residence  of  the  insure<l,  be  entitled  to  his 
personal  property  in  case  of  Intestacy.     If  no  such  person 


INSURANCE.  47 

survive  the  insured,  ttien  tliere  sliall  be  paid  to  tlie  estate 
of  the  insured  an  amount  equal  to  the  reserve  value,  if  any, 
of  the  insurance  at  the  time  of  his  death,  calculated  on  the 
basis  of  the  American  Experience  Table  of  Mortality  and 
three  and  one-half  per  centum  interest  in  full  of  all  obliga- 
tions under  the  contract  of  insurance. 

Sec.  403.  That  the  United  States  shall  bear  the  expenses 
of  administration  and  the  excess  mortality  and  disability 
cost  resulting  from  the  hazards  of  war.  The  premium 
rates  shall  be  the  net  rates  based  upon  the  American  Ex- 
perience Table  of  Mortality  and  interest  at  three  and  one- 
half  per  centum  per  annum. 

Sec.  404.  That  during  the  period  of  vrar  and  thereafter 
until  converted  the  insurance  shall  be  term  insurance  for 
successive  terms  of  one  year  each.  Not  later  than  five 
years  after  the  date  of  the  termination  of  the  war  as  de- 
clared by  proclamation  of  the  President  of  the  United 
States,  the  term  insurance  shall  be  converted,  without 
medical  examination,  into  such  form  or  forms  of  insurance 
as  may  be  prescribed  by  regulations  and  as  the  insured 
may  request.  Regulations  shall  provide  for  the  right  to 
convert  into  ordinary  life,  twenty  payment  life,  endowment 
maturing  at  age  sixty-two  and  into  other  usual  forms  of 
insurance  and  shall  prescribe  the  time  and  method  of  pay- 
ment of  the  premiums  thereon,  but  payments  of  premiums 
in  advance  shall  not  be  required  for  periods  of  more  than 
one  month  each  and  may  be  deducted  from  the  pay  or 
deposit  of  the  insured  or  be  otherwise  made  at  his  election. 

Sec.  405.  That  in  the  event  of  disagreement  as  to  a  claim 
under  the  contract  of  insurance  between  the  bureau  and 
any  beneficiary  or  beneficiaries  thereunder,  an  action  on 
the  claim  may  be  brought  against  the  United  States  in  the 
district  court  of  the  United  States  in  and  for  the  district 
in  which  such  beneficiaries  or  any  one  of  them  resides.  The 
court,  as  part  of  its  judgment,  shall  determine  and  allow 
such  reasonable  attorney's  fees,  not  to  exceed  ten  per 
centum  of  the  amount  recoveretl,  to  be  paid  by  the  claimant 
on  behalf  of  whom  such  proceedings  are  instituted  to  his 
attorney ;  and  it  shall  be  unlawful  for  the  attorney  or  for 
any  other  person  acting  as  claim  agent  or  otherwise  to  ask 
for,  contract  for,  or  receive  any  other  compensation  be- 
cause of  such  action.     No  other  compensation  or  fee  shall 


48 


REGTTIATIONS  FOR  WAR  RISK  INSURANCE. 


be  charged  or  reeeiveil  by  any  person  except  such  as  may 
be  authorlze<l  by  the  commissioner  in  regulations  to  be  pro- 
mulgatetl  by  him.  Any  person  violating  the  provisions  of 
this  section  shall  be  deemed  guilty  of  a  misdemeanor,  and 
upon  conviction  thereof  shall,  for  each  and  every  such 
offense,  be  fined  not  exceeding  $500,  or  be  imprisoned  at 
hard  labor  not  exceeding  two  years,  or  both,  in  the  dis- 
cretion of  the  court. 

MONTHLY  PREMIUMS  FOR  EACH  fl.OOO  OF  INSURANCE. 

[Each  $1,000  of  insurance  is  payable  In  Installments  of  $5.75  per 
month  for  240  months  ;  but  if  the  insured  Is  totally  and  permanently 
disabled  and  lives  longer  than  240  months  the  payments  will  be  con- 
tinued as  long  as  he  lives  and  Is  so  disabled.] 


Monthly 

1 

Monthly 

Monthl  V 

Month- 

Age. 

pre- 

Age. 

pre- 

Age. 

pre- 

Age. 

ly  pre- 

mium. 

mium. 

mium. 

mium. 

15 

SO.  63 

28 

$0.68 

41 

$0.82 

54 

$1.44 

IG 

.63 

29 

.69 

42 

.84 

55 

1.53 

17 

.63 

30 

.69 

43 

.87 

56 

1.&4 

IS 

.64 

31 

.70 

44 

.89 

57 

1.76 

19 

.64 

32 

.71 

45 

.92 

58 

1.90 

20 

.64 

33 

.72 

46 

.95 

59 

2.05 

21 

.65 

34 

.73 

47 

.99 

60 

2.21 

22 

.65 

35 

.74 

48 

1.03 

61 

2.40 

23 

.65 

36 

.75 

49 

l.OS 

62 

2.  GO 

24 

.66 

37 

.76 

.50 

1.14 

63 

2.82 

2.5 

.66 

1  38 

.77 

51 

1.20 

64 

3.07 

25 

.67 

1  39 

.79 

52 

1.27 

6,5 

3.35 

27 

.67 

'  40 

.SI 

53 

1.35 

INDEX 


A. 

Paragraphs. 

Abstracts  of  allotments  and  insurance  premiums 24 

Act  of  Congress  of  March  2,  1899,  allotments  under 2.  43 

Action  in  case  of  change  of  pay  of  enlisted  man  or  status 

of  beneficiary 13 

Action  taken  on  application,  notification  of 17 

Additional  columns  on  pay  roll 20 

Administration  of  Bureau  of  War  Risk  Insurance 3 

Allotments : 

Abstracts  of 24 

Amount  of  Class  E,  to  be  noted  on  officers'  monthly 

pay  accounts   23 

Apportionment  of 40 

Blank  forms  to  be  made  out 10 

Changes  in 13 

Civilian  employees 45,46 

Class  A 2,16,25,28,29,30,31,32 

See  also  Class  A  allotments. 

Class  B 2,16,25,33,34,38 

See  also  Class  B  allotments. 

Class  C 2,16,21,23,2.5,33 

See  also  Class  C  allotments. 

Class  D 2,16,21,23,25,33 

See  also  Class  D  allotments. 

Class  E   2,16,17,18,23,44,4.5,46 

See  also  Class  E  allotments. 

Classification   of   2 

Compulsory 2.  25,  28,  29,  .30,  31,  32 

Discontinuance  of 16,44,48 

Enlisted  men  under  act  of  March  2,  3899 45,46 

Exemption   from   28,31 

For    payment    of    premiums    on    certain    iusurauce 

policies 2,66 

Forms  of,  preparation  and  channels  of  transmittal 10 

Limitation  of 25 

Officers 23,44,46 

(49) 


60  INDEX. 

Allotments — Continued.                                                         Paragraphs. 
Pay  less  than  $30 32 

Persons  missing  or  captured  by  the  enemy 46 

Preparation   of  forms  for 10 

Procedure  when  charges  including  allotments  exceed 
pay    22 

Provision  for 28,33 

Renewal  of  discontinued 49 

Report  of  death  of  payee  of 47 

Retired  enlisted  men 45,46 

Retired  officers   44,46 

Under  act  of  March  2,  1899  (Class  E) 2,  43 

Under   war   risk   insurance   act    (Classes   A,    B,    C, 

and  D) 2 

Voluntary   2,25,28,33 

Allowances.     Sec  Family  allowances ;  Allotments ;  Com- 
pensation. 

American  Expeditionary  Forces : 

Abstracts  of  allotments  and  insurance  premiums 24 

Channels    of   communications    concerning    personnel 

stationed  in  Europe 6 

Preparation  and  transmittal  of  war  risk  insurance 

forms 10 

Reports  in  case  of  death,  discharge,  etc 7 

Applications: 

Changes   in 10,13 

For  compensation,  physical  examination 56 

New   forms 13 

Notification  of  action  taken  on 17 

Preparation  of 4,10 

Scrutiny  of,  before  transmittal 10,12 

Third  parties 15 

Transmittal    of 10,14,28 

Appointment  as  commissionetl  officer,  report  in  case  of_-  7 

Apportionment  of  allotments  and  allowances 40 

Apportionment    of    automatic    insurance,    decision    rela- 
tive to 64 

Articles  of  war  risk  insurance  act 1 

Article  II  applies  to  enlisted  men 20 

Article  IV,  provisions  relating  to  insurance 67 

Automatic  insurance,  decision  relative  to  api>ortioniiiont 

of 01 


INDEX.  51 

B. 

Beneficiaries :  Paragraphs. 

Action  in  case  of  cliange  of  status  of 13 

Distribution  of  allotments  to 41 

Blank  forms,   allotment 10 

Brother  defined 8 

Bureau  of  War  Risk  Insurance : 

Allotment  blank  forms 10 

Channels  of  communication 6 

Composition  of 3 

Director  of,  duties,  rulings,  etc 3,  5 

Establishment  of 3 

Investigation  by,  before  award  of  family  allowances-  42 

Payments  made  by,  for  distribution  to  beneficiaries-  41 

Rulings  and  decisions  of,  govern 5 

To  act  for  certain  persons  with  respect  to  contracts 

of  insurance 6G 

Burial  expenses 53 

C. 

Change  of  pay  of  enlisted  men,  action  in  case  of 13 

Change  of  status  of  beneficiary,  action  in  case  of 13 

Changes  in  applications 10, 13 

Channels  of  communication 6 

Channels  of  transmittal  of  applications,  etc 10, 14,  28 

Child,  family  allowances  to 36 

Child   defined *- 8 

Children  in  custody  of  divorced  wife,  provision  for 31 

Civilian  employees : 

Allotments  of 45 

Missing  or  captured,  allotments  to  run 46 

Class  A  allotments : 

Commencement  of 29 

Designation  of 2 

Discontinuance   of 16 

Exemption  from 28,31 

Immxme  from  forfeiture  by  sentence  of  court-martial-  30 

Limitation  of 25 

Provision  for 28 

Provision  for  children  in  custody  of  divorced  wife 31 

Where  soldier's  pay  is  less  than  $30 32 

Class  B  allotments : 

Amount  of,  as  condition  to  family  allowance 38 

Commencement  of 34 


62  INDEX. 

(Muss  B  allotments — Contimiefl.  Paragraphs. 

Designation  of 2 

Discontinuance  of 16 

Limitation  of 25 

Provision  for 33 

Class  C  allotments : 

Designation  of 2 

Discontinuance  of 16 

Entry  on  officers'  monthly  pay  accounts 23 

Entry  on  pay  rolls 21 

Limitation  of 25 

Provision  for 33 

Class  D  allotments : 

Designation  of 2 

Discontinuance  of 16 

Entry  on  officers'  monthly  pay  accounts 23 

Entry  on  pay  rolls 21 

Limitation  of 25 

Provision  for 33 

Class  E  allotments : 

Continuance  of  certain 46 

Designation  of 2 

Discontinuance  of 16 

Enlisted    men 45,46 

Entry  on  officers'  monthly  pay  accounts     . 23 

Notation  on  service  record 18 

Notification  of  action  taken  on  application 17 

Officers 44,  46 

Columns  on  pay  rolls,  additional 20 

Commencement  of  Class  A  allotments 29 

Commencement  of  Class  B  allotments 34 

Commi.ssioned  officer  defined 8 

Commissioner  defined _   8 

Conmiunications.  channels  of G 

Comjjensation  : 

Applicati<ni  for,  physical  examination      .    .W 

Claim  for,  in  case  of  disability 01 

Exem])t  from  taxation,  etc 61 

Governmental  Tiiedical  and  hospital  servi<vs  in  addi- 
tion to _    55 

Monthly,  for  dependent  families 61 


INDEX.  53 

Compensation — Continued.  Paragraphs. 

Not  to  be  paid  while  service  or  retirement  pay  is  i*e- 

ceived 59 

Nurse  Corps 6U 

Payment  of — 

For  deatti 50,  51,  .52,  61 

For  disability 50,61 

In  ca.se  of  death  for  crime 52 

To  widow  or  widowed  mother 61 

Punishment  for  fraud  in  connec^tion  with 9 

Restrictions  as  to  payment  of 52,59.61 

Suspension  of  payment  of 51,  58 

Compliance  with  section  304  of  act 58 

Compulsory  allotments 2,  25,  28,  29,  30,  31,  32 

Contracts  of  insurance,  bureau  to  act  for  certain  persons 
with  respect  to 66 

D. 

Death,  report  in  case  of 7 

Death  of  payee  of  allotment,  report  of 47 

Death  or  disability,  payment  of  compensation  for 50,  51.  52,  61 

Decisions,  Treasury 8,  27,  30,  31,  .33,  39.  40,  64 

Decisions  and  rulings  of  bureau  govern 5 

Definition  of  terms  used  in  the  war  risk  insurance  act 8 

Dependent  relatives,  allotments  to 2.  25,  44,  61 

Desertion,  report  in  case  of 7 

Director  of  Bureau  of  War  Risk  Insurance : 

Duties  of 3 

Rulings  and  decisions  relative  to  the  act  issued  by,  to 

govern 5 

Disability,  payment  of  compensation  for 50,  61 

Discharge,  report  in  case  of 7 

Discontinuance  of  allotments 16,  44,  48 

Discontinued  allotment,  renewal  of 49 

Disposition  of  premiums  collected 65 

Division  of  Military  and  Naval  Insurance,  created 3 

Division  of  ^larine  and  Seamen's  Insurance,  created 3 

Divorced  wife,  allotment  for 31 

E. 

Employees,  civilian,  allotments  of 45,46 

Enlisted  man  defined 8 


64  INDEX. 

J: n listed  men  :  rara^raphs. 

Action  in  case  of  change  of  pay 13 

Allotment  blank  forms  to  he  made  out 10 

Allotments  of 4:") 

Article  II  of  war  risk  insurance  act  applies  to 2G 

Class  A  allotments  when  pay  is  less  than  i?8U 82 

^lissing  or  captured,  allotments  to  run -40 

I'ersons  included  and  excluded  from  term 27 

Report  required  for,  on  nonpay  status ;>."» 

Term  "erdisted  man"  defined S 

Enlistment  detinetl S 

Enlistment,  form  of,  for  rehabilitation HT 

Entries  on  pay  rolls 20.  21,  22 

Entries  on  service  record ]S 

Establishment  of  Bureau  of  War  Risk  Insurance 1,  3 

Exemption  from  allotments 28,31 

Exemption  of  compensation  from  taxation,  etc Gl 

F. 

Failure  to  comply  with  section  304  of  act HS 

Family  allowance: 

Apportionment  of 40 

Instructions  relating'  to 9.30,33 

Investigation  by  bureau  before  award  of 42 

Limitations  on  amount  of 3(5,3'.) 

I'rovision  for 30 

Punishment  for  fraud  in  connection  wilii_-     ,    9 

Restriction  on 37,  .">S 

Forfeiture  by   sentence  of  court-martial,   Class   A   allot- 
ments immune  from 3i 

Forms,  allotment  blank 10 

Form.s,    Quartermaster   Corps,    used    in    connection    wilh 

allotments 10,  10,  20.  24,  2."').  •!  1.  1-; 

I'-orms,  war  risk  insurance,  ]irep;ir;it  ion  and   channels  of 

transnnittal 10 

Fraud,  punishment  for 0 

G. 
( lovernment   insurance : 

Api)ortionment  of  aiitoniatic  insui'aiict'.  decision  rela- 
tive to 04 

(Jenei'al  iirovisions .    _  02 

I'reniiuins 2,21 

(lovcrnnienial  me<lical.  sur.L'ical.  aiul   hosjiiial   services  __         fi.") 
Cirandchild   defined __.    __     S 


INDEX.  65 

H. 

Paragraph'!. 
Hospital  services,  governmental,   in  addition  to  comjien- 

sation 55 

I. 

Injured  persons,   rehabilitation   of,   and  form  of   enlist- 
ment   r>7 

Injiny,  monthly  compensation  for  dependent  relatives  in 

case  of  death  from G1 

Injury  defined 8 

Insurance: 

Automatic,  decision  relative  to  apportionment  of G4 

Disposition  of  prejniums  collected  under  Article  IV C5 

Government,  general  provisions G2 

Other  than  governmental GO 

Premiums.     See  Insurance  premiums. 

Prorating  premiums 30,  C>'.\ 

Provisions  of  Article  IV  relating  to GT 

Punishment  for  fraud  in  connection  with 9 

Third  parties  making  application  for 1.") 

Transmittal  of  application  for,  of  officer 14 

Insurance  act.    See  War  risk  insurance  act. 

Insuitince  premiums: 

Abstracts  of 24 

Class  C  allotments 2,  LM 

Entry  on  pay  rolls 21 

Notation  on  officers'  monthly  pay  accounts 21' 

Rates  defined 67 

Rules  relating  to  prorating ;'.(),(;.•? 

Investigation  by  bureau  before  award  of  family  allow- 
ances   42 

L. 

Limitation  of  allotments 25 

Limitations  on  family  allowances 3G, .'?!) 

Man  defined 8 

Marine  and  Seamen's  Insuranc(\  Division  of,  created ?, 

Marriage,  method  of  establishing 8 


66  INDEX. 

Paragraphs. 
Medical  services,  governmental,  in  addition  to  compensa- 
tion          55 

Military  and  naval  forces  detined 8 

Military  and  Naval  Insurance,  Division  of,  created li 

N. 

Naval  Insurance,  Division  of  Military  and.  created .3 

Noncompliance  witli  swtion  8(>4  of  act,  provision  as  to 5S 

Nonpay  status  of  enlisted  men,  report  retpiired .35 

Notations  on  officers'  montlily  pay  accounts 23 

Notations  on  pay  rolls 110.21,22 

Notations  on  service  record 18 

Notification  of  action  taken  on  applications 17 

Nurse  Corps,  compensation  lor (K) 

O. 

Otlicers : 

Allotments  of 2.3.  44 

Insurance  premimns 23 

Missinj?  or  captured,  allotments  to  run 4(\ 

Notations  on  montlily  pay  accounts 2.3 

Trausuiittal  of  applications  of.  for  iiniuraiics'  .        14 

P. 

Parent  defined S 

Pay  defined 8 

Pay  less  than  !j;3(),  amount  of  allotments 32 

Pay  of  enlisted  man,  action  in  case  of  cliange  of 13 

Pay  rolls : 

Additional  columns  on 20 

Entries  or  notations  on 20,21,22 

Payee  of  allotment.  rej)ort  of  death  of 47 

Payments  made  J)y  Bureau  of  War  Pisk  Insurance 4  1 

I'ayment  of  compensation  for  death  or  disability__  5(».  51.  ."2.  (ll 
Persons  included  in  and  excluded  from  the  term  "  enlistetl 

men  " 27 

Persons  missing  or  captured  by  the  enemy,  allotmeius  to 

run 40 

Physical  examination  in  case  of  applications  for  comfien- 

sation 50 


INDEX.  67 

Premiums.     iSVe  Insurance  premiums.                              Paragraphs. 
Preparation  of  war  risk  insurance  forms   and  applica- 
tions        4, 10 

Prorating  insurance  premiums,  rules  relating  to 30,  63 

Punishment  for  fraud 9 

R. 

Regulations  to  carry  out  provisions,  preparation  of 3,  31,  43,  64 

Rehabilitation  of  injured  persons  and  form  of  enlistment 

therefor   57 

Renewal  of  discontinued  allotment 49 

Report  in  case  of  death,  discharge,  etc 7 

Report  of  commanders  upon  arrival  of  troops  overseas 11 

Report  of  death  of  payee  of  allotment 47 

Report  required  for  enlisted  men  on  nonpay  status So 

Restriction  on  family  allowances 37,  38 

Retired  enlisted  men  on  active  duty,  allotments  of 45,46 

Retired  officers  on  active  duty,  allotjaents  of 44,  46 

Rules  relating  to  prorating  insurance  premiums 30,  63 

Rulings  and  decisions  of  bureau  govern 5 

S. 

Seamen's  Insurance,  Division  of  Marine  and,  created 3 

Service  record,   notations  on 18 

Services,  governmental  medical,  surgical,  and  hospital 55 

Services  of  surgeons 54,  55,  56 

Sister  defined 8 

Stepchild    defined 8 

Surgeons,  services  of 54,55,56 

T. 

Terms  used  in  war  risk  insurance  act  defined 8 

Third  parties  as  to  making  insurance  applications 15 

Transmittal  of  record  in  case  of  transfer 19 

Transmittal   of  war  risk  insurance   forms   and   upplicu- 

tions 10, 14, 28 

Treasury  decisions  cited 8,27,30,31,33,39,40,64 

Treasury  Department : 

Cooperation  of  War  Department  with 4 

General   administration    of   war    risk    insurance    act 
vested  in 3 


58  INDEX. 

V. 

Paragraphs. 

Vocational  training  for  injured  persons 57 

Voluntary    allotments 2,25,33 

W. 

War    Department,    cooperation    with    Treasury    Depart- 
ment    4 

War  Rislv  Insurance,  Bureau  of.     See  Bureau  of  War 
Risk  Insurance. 

War  risk  insurance  act : 

Administration  of 3,4 

Allotments   under 2 

Article  II  applies  to  enlisted  men 26 

Articles   of 1 

Establishment    of 1,3 

Noncompliance  witii  section  304,  provision  as  to 58 

Terms  used  in  act  defined 8 

War  risk  insurance  forms,  preparation  and  transmittal 10 

Widow  or  widowed  mother,  payment  of  compensation  for_  61 

Wife : 

Family  allowance  to 36 

Method  of  establishing  marriage 8 

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